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Baby Boomers Going Bankrupt at Record Levels

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posted on Aug, 11 2018 @ 07:30 PM
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originally posted by: Phage
a reply to: Deetermined


Ad hominem? Really?
I'm not very dense. But I do know what my employer is paying for our medical plan and what the deductibles are.


Big deal. One employer. Go do some research.




posted on Aug, 11 2018 @ 07:31 PM
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a reply to: DBCowboy

So like everything else, it's a money game. And to our detriment. I'm sure the insurance companies lobbyists join in the mix too.

What a mess. I don't know if we'll ever find a way out. Survival of the fittest takes on new meaning.



posted on Aug, 11 2018 @ 07:32 PM
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originally posted by: Flyingclaydisk
We already have people (corporations) chipping away at our land, offers for millions.

And one day we WILL sell when the price is right, and we will retire, with a nice boat and a nice place, where we can still raise cows. Maybe not so many acres, but Dad was right. Maybe NC or so; a place with some property and some soul.

I could do that.


My dad and his brothers set up a LLC for the land they inherited in Iowa. The stipulation is, that it is to never be sold. So, they just lease out the farmland.




posted on Aug, 11 2018 @ 07:32 PM
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originally posted by: angeldoll
a reply to: DBCowboy

So like everything else, it's a money game. And to our detriment. I'm sure the insurance companies lobbyists join in the mix too.

What a mess. I don't know if we'll ever find a way out. Survival of the fittest takes on new meaning.



On this, we agree.



posted on Aug, 11 2018 @ 07:33 PM
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Lots of people hit hard with the Obama years...go figure.



posted on Aug, 11 2018 @ 07:34 PM
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a reply to: Xtrozero

Yes. The Great Recession was bad.
Many retirement plans got hammered. Property values plummeted. In 2008.

edit on 8/11/2018 by Phage because: (no reason given)



posted on Aug, 11 2018 @ 07:36 PM
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originally posted by: DBCowboy

originally posted by: angeldoll
a reply to: DBCowboy


Instead of worrying about paying for such high costs, I'd rather look for ways to reduce costs.


We don't seem to be making much headway on that. It's getting worse.



You're right.

Because those we elect only want to find ways to pay for the high costs instead of just lowering costs.

Are you suggesting that we should elect people willing to put caps on healthcare profits?



posted on Aug, 11 2018 @ 07:38 PM
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originally posted by: Bone75

originally posted by: DBCowboy

originally posted by: angeldoll
a reply to: DBCowboy


Instead of worrying about paying for such high costs, I'd rather look for ways to reduce costs.


We don't seem to be making much headway on that. It's getting worse.



You're right.

Because those we elect only want to find ways to pay for the high costs instead of just lowering costs.

Are you suggesting that we should elect people willing to put caps on healthcare profits?


or end the for profit model all together



posted on Aug, 11 2018 @ 07:39 PM
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originally posted by: Deetermined

originally posted by: Phage
a reply to: Deetermined


Ad hominem? Really?
I'm not very dense. But I do know what my employer is paying for our medical plan and what the deductibles are.


Big deal. One employer. Go do some research.

Well, one state, actually.



posted on Aug, 11 2018 @ 07:40 PM
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a reply to: toysforadults



or end the for profit model all together


edit on 8/11/2018 by Phage because: (no reason given)



posted on Aug, 11 2018 @ 07:43 PM
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Calling Blaine1955!

I'm truly interesting in what your thoughts are on Medicare for everybody.

And DTOM? Are you still on-line? What do you think? Because sooner or later, it's going to happen. I think.
Will you be better situated with that? I wonder if the premiums will rival ACA?



posted on Aug, 11 2018 @ 07:44 PM
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a reply to: angeldoll

The idea of Medicare for all does not involve premiums, but taxes. The question is, would those taxes exceed premiums.


edit on 8/11/2018 by Phage because: (no reason given)



posted on Aug, 11 2018 @ 07:45 PM
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a reply to: angeldoll

www.factcheck.org...

there is only one answer, the free market and ending medical for profit



posted on Aug, 11 2018 @ 07:46 PM
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a reply to: toysforadults




the free market and ending medical for profit

That is an oxymoron.
Without profit the term free market is meaningless.



posted on Aug, 11 2018 @ 07:47 PM
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originally posted by: Phage

originally posted by: Deetermined

originally posted by: Phage
a reply to: Deetermined


Ad hominem? Really?
I'm not very dense. But I do know what my employer is paying for our medical plan and what the deductibles are.


Big deal. One employer. Go do some research.

Well, one state, actually.


Here's the reality from the Washington Post dated September 2016...


While politicians have been embroiled in a fiery debate over President Obama's signature health-care law, a quiet but profound shift is fundamentally reshaping how health insurance works for the roughly 155 million Americans who receive coverage through their employers.

A national survey of employer health benefits released Wednesday shows how much deductibles — the health-care costs that people must pay out of their own pockets before insurance kicks in — have shot up. In 2016, 4 in 5 workers had a deductible as part of their individual coverage, averaging $1,478. During the past five years, deductibles have grown 10 times as fast as inflation and nearly six times as fast as wages, according to the new report.


www.washingtonpost.com... erm=.c3bf3bd2b202



posted on Aug, 11 2018 @ 07:48 PM
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a reply to: Deetermined

Not in my state.



posted on Aug, 11 2018 @ 07:50 PM
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originally posted by: Bone75

originally posted by: DBCowboy

originally posted by: angeldoll
a reply to: DBCowboy


Instead of worrying about paying for such high costs, I'd rather look for ways to reduce costs.


We don't seem to be making much headway on that. It's getting worse.



You're right.

Because those we elect only want to find ways to pay for the high costs instead of just lowering costs.

Are you suggesting that we should elect people willing to put caps on healthcare profits?


No.

I'd like to find out why costs are so artificially high first.



posted on Aug, 11 2018 @ 07:52 PM
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a reply to: Phage

Your state insurance commission threw the axe down on health insurers throughout the entire state? What's the maximum deductible your state is allowing? Were their limits thrown on premium increases too?

Edit to add: Did any health insurers leave your state over it?


edit on 11-8-2018 by Deetermined because: (no reason given)



posted on Aug, 11 2018 @ 07:52 PM
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originally posted by: Phage
a reply to: angeldoll

The idea of Medicare for all does not involve premiums, but taxes. The question is, would those taxes exceed premiums.



Oh. Right.



posted on Aug, 11 2018 @ 07:54 PM
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originally posted by: Phage
a reply to: angeldoll

The idea of Medicare for all does not involve premiums, but taxes. The question is, would those taxes exceed premiums.






After the recent tax cut, I doubt it...



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