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Alberta man charges gender for cheap insurance

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posted on Jul, 28 2018 @ 09:35 AM
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I posted this in the mud pit because I foresee the potential for the thread to get ugly.

A Canadian man decided to identify as female to get cheaper auto insurance.

"It started when an insurance company gave David a quote — roughly $4,500 a year, if he bought the Chevy."

"Then, he had an idea. He asked the insurer what his costs would be if he were a woman. He was told his annual bill would sink to roughly $3,400 — a $1,100 difference."

How can you get away with charging different prices for the same services based on gender?
That's discrimination!
Anyways the story continues.

"Under the rules in place at the time, Albertans needed to produce a doctor's note to switch the gender marker on their personal documents. In June, the government scrapped the doctor's note requirement for adults, allowing them to declare their marker as M, F or X, for those who don't fit into a strictly male or female binary. "

The article is a good read. It does state that the EU passed a law in 2011 that charging based on gender "constitutes discrimination."


Maybe this guy feels like a woman when he is behind the wheel. Gender is after all about how you feel. Is he wrong?

www.google.com...

Do we really want equality among the sexes?
Should women be required to sign up for the draft?
Do men deserve equal time in custody cases?
Should a born Male be allowed to compete in girls sports because he feels like a woman?




posted on Jul, 28 2018 @ 09:37 AM
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Just goes to show that if you inhale tar sands air long enough you'll lose your mind.



posted on Jul, 28 2018 @ 09:39 AM
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a reply to: intrepid

Sounds like he wised up actually..
Lol
edit on 28-7-2018 by Bluntone22 because: Stupid auto correct



posted on Jul, 28 2018 @ 09:43 AM
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a reply to: Bluntone22

Changes ?


Hey , a mans gotta do what a mans gotta do in this woman's world.
A thousand dollars man !



posted on Jul, 28 2018 @ 09:46 AM
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originally posted by: intrepid
Just goes to show that if you inhale tar sands air long enough you'll lose your mind.

It happens in the U.S. too.

I had substantially higher car insurance rates than my sisters when I was younger.

Insurance companies consider younger males to be more of a risk than younger females.
edit on 9Sat, 28 Jul 2018 09:47:17 -0500America/ChicagovAmerica/Chicago7 by Greven because: (no reason given)



posted on Jul, 28 2018 @ 09:46 AM
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ahahahhaahaha

a thousand bucks is a thousand bucks man

they have always charged men more

a males rates is higher than females till theyre 27

no proof. my mom has been an agent for like 20 years and thats what she said


edit on 28-7-2018 by TinySickTears because: (no reason given)



posted on Jul, 28 2018 @ 09:48 AM
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www.dmv.org...


Auto insurance companies calculate their risk when they determine your premium. Calculating risk means using historical data to make an educated estimate of the likelihood of a covered person being in an accident. The statistics tend to show that as a group, women are less likely to:
Get into a car accident.
Commit moving violations, like speeding and driving under the influence (DUI).
Buy cars that are more costly to insure.
Drive as many miles as the average male driver.
For the reasons above, car insurance for women is typically cheaper than it is for men.



posted on Jul, 28 2018 @ 09:55 AM
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originally posted by: gortex
a reply to: Bluntone22

Changes ?




Now I'm really confused.



posted on Jul, 28 2018 @ 10:07 AM
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a reply to: TinySickTears

Men have higher rates because they have more accidents. Makes sense.

How about changing young women more for medical insurance because they have babies.
Wonder if that would go over well?




posted on Jul, 28 2018 @ 10:31 AM
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a reply to: Bluntone22

The simple market response will ultimately be to eliminate gender based pricing.

What will be interesting is who will complain about that later.



posted on Jul, 28 2018 @ 10:32 AM
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originally posted by: Bluntone22
a reply to: TinySickTears

Men have higher rates because they have more accidents. Makes sense.

How about changing young women more for medical insurance because they have babies.
Wonder if that would go over well?


It takes two to tango there.



posted on Jul, 28 2018 @ 10:42 AM
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originally posted by: Greven

originally posted by: Bluntone22
a reply to: TinySickTears

Men have higher rates because they have more accidents. Makes sense.

How about changing young women more for medical insurance because they have babies.
Wonder if that would go over well?


It takes two to tango there.



Why does that matter?
Two unmarried people get pregnant.
His insurance has no responsibility.



posted on Jul, 28 2018 @ 10:54 AM
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originally posted by: Bluntone22
a reply to: TinySickTears

Men have higher rates because they have more accidents. Makes sense.

How about changing young women more for medical insurance because they have babies.
Wonder if that would go over well?



no cause thats all mens fault too



posted on Jul, 28 2018 @ 10:55 AM
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originally posted by: Bluntone22
a reply to: TinySickTears

Men have higher rates because they have more accidents. Makes sense.

How about changing young women more for medical insurance because they have babies.
Wonder if that would go over well?



Women often pay more for clothing. I bought a pair of boots recently for working in the yard. Identical to the men's boots, but smaller sizes. $40 for men's, $45 for women's. I mentioned at the store that I thought this was made illegal, but they said no, still standard practice.
I've bought large boys snowpants because they were $80 less than the women's. Tee shirts too, $20 for men's, $30 for women's at some stores.

Gender based pricing all over the place.



posted on Jul, 28 2018 @ 10:58 AM
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I dont care if bill wants to be called Jill on a Wednesday but bill again on Thursday, each to their own.

But this is just stupid!

the best fix is just to eliminate gender based pricing I guess.



posted on Jul, 28 2018 @ 11:00 AM
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a reply to: snowspirit

Thankfully booze is the same price for everyone.



posted on Jul, 28 2018 @ 11:15 AM
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Should a born Male be allowed to compete in girls sports because he feels like a woman?


NO!




Alberta man charges gender for cheap insurance


Insurance fraud.



posted on Jul, 28 2018 @ 11:24 AM
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a reply to: neo96

Not insurance fraud according to Canadian law.



posted on Jul, 28 2018 @ 11:28 AM
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a reply to: Bluntone22

Clearly the guy thinks he's a woman only because it woulda saved him $1000.

That's fraud to me.



posted on Jul, 28 2018 @ 11:30 AM
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a reply to: Bluntone22

The law of unintended consequences.



Good for the guy. . . er gal.




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