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Jacob Henry Schiff (born Jakob Heinrich Schiff; January 10, 1847 – September 25, 1920) was a Jewish-American banker, businessman, and philanthropist. Among many other things, he helped finance the expansion of American railroads and the Japanese military efforts against Tsarist Russia in the Russo-Japanese War.
Schiff was one of Wall Street's leading investment bankers from 1880 to 1920, with his Kuhn, Loeb & Co. enabling railroads to reach every corner of the continent
His father was a broker for the Rothschilds and at 14 Schiff began working as an apprentice at a mercantile house and then a bank.