Millennials Are Way Poorer Than Baby Boomers Ever Were

originally posted by: Krakatoa
For those complaining they are always poor and have nothing, that phone is a waste of money. So, for $600.00/yr ($50x12) you could get a cheap burner cell phone with plenty of minutes for job search calls, and put the rest into a savings toward a better place or a move to a new location where a high paying job is found.

I went with a $40 prepay phone myself. I'm just saying, a cell phone isn't putting anyone in the poor house these days. They're just not all that expensive anymore.

Depending on how much you use it, a prepay can actually end up being more expensive than getting an unlimited talk+text plan. I know mine certainly is. Mine ends up running about $15/month with very minimal talking (about 40 minutes per week). A basic unlimited talk+text plan is $10/month from Verizon.

We don’t have to have a cell phone...we choose to.

We don’t have to have cable/satellite-we chose to.

We don’t have to buy new clothes...we choose to.

We don’t have to go out every weekend. We choose to.

There’s a lot that we don’t NEED, but modern generations choose to. We buy new phones every year or two. People didn’t used to even have that option.

My wife keeps coming home with crap we don’t need. And I convince her we not need those new hand towels or Tupperware or her new heels and she usually takes them all back.

My grandmother always used to tell me about how she got through the depression and what she learned from it. You learn, at whatever your age, that you can make the things you have last a VERY long time without replacing them if you treat them like it’s all you have in the world. And if it breaks, whatever it is, you put serious consideration into how it can be repurposed for something else before you just discard it.

The generation that suffered through what we only read in history books take those lessons all the way to their grave...many of them, at least. I’m sorry you can’t meet the fake expectations that society has beset upon you. But perhaps you can look around you and see how much have that they didn’t, how much you really need that they never had the option of needing, and how much you’re really doing to make your life what you want it to be. Cause complaining about it online won’t get you anywhere further than where you are.

a reply to: Assassin82

The world has changed since the Great Depression. Goods are no longer as durable as they once were, and many (especially electronics) are mainly built to be cheap to assemble but expensive to repair, that's why repair shops are mostly out of business.

Do you need a cell phone? Not really. However, you do need a phone where you can be consistently available and you need a networked device that can browse job listings, make a linkedin profile, answer emails, view and edit documents, and so on. A cell phone can do all of this, and it's the most cost effective way to do so. That makes it an excellent tool.

a reply to: toysforadults>>>> You're a troll. We get it, you guys are paid to push division. Gender division, racial division, economic( but never against the uber elite top 1% of the top 1% can't endanger them, can we? And never against politicians or feds, (same deal can't risk them coming to harm either) but you can complain about cops, though. Keep people divided and against imaginary enemies while the real problem causers sit back and make money off all of it. So nw is generation vs generation. Make things rough for the millenials and get them to blame the aging baby boomers since they'll be out of the picture in another 20 years or so. Nice.

originally posted by: Aazadan
a reply to: Assassin82

The world has changed since the Great Depression. Goods are no longer as durable as they once were, and many (especially electronics) are mainly built to be cheap to assemble but expensive to repair, that's why repair shops are mostly out of business.

Do you need a cell phone? Not really. However, you do need a phone where you can be consistently available and you need a networked device that can browse job listings, make a linkedin profile, answer emails, view and edit documents, and so on. A cell phone can do all of this, and it's the most cost effective way to do so. That makes it an excellent tool.

I guess free library access for the job search is too "old school" too then?

Please.

originally posted by: Krakatoa
And how many Millennials have a cell phone (with accompanying monthly payment), Internet access to post their narcissistic rantings (with accompanying monthly payment), and monthly cable/TV payment that the boomers did NOT have to spend their money upon? That Boomer money went to essentials like food, housing, transportation.....things to help keep you and family alive. Not things that help you whine and moan about your lot in life all while expecting someone to fix it for you.

Can't get a job without a phone or Internet in 2018. Almost all applications are on the internet and nobody will hire someone without a phone, how would you even get a call back from your interview without one? Boomers paid for landlines monthly, which if adjusted for inflation, costs more than a cell plan today.

Most millennials don't pay for television, we pirate it using torrents.

My monthly bills are Rent/Phone/Car/Insurance/Electric/Water/Food/Internet.

Rent alone is 12k a year. WTF are you talking about?

All of those bills add up to about 22k a year, and if we clipped phones and the internet (we'd be unemployable) we'd be down to about 20 on wages that pay on average 16-23k annually. Once you factor deductions, you're clearing between 12 and 18 net. I.E. not enough for bills, let alone any kind of savings. Note, those annual bills don't account for gas or one time yearly mandatory charges like vehicle registration.

But yeah, you can blame us for having phones and internet. LoL.

Millennials are all stupid people who can't do math and balance their finances, is that what your really believe???????????

FFS.

a reply to: ParanoidAmerican

I totally get you, I work with privileged little brats who don't perform their job and come to work whenever they feel like it. Then if you Point out to them that they need to improve, they stomp their feet and whine like little babies. Don't get me started on their paycheck rage and the fact that they need to be on their phones 24.7 while working. If I was the boss they would have been gone ages ago. Unfortunately my boss us one of them, so nothing will change or improve and these brats are going to continue getting away with murder. They have it too damn good.

originally posted by: Krakatoa

originally posted by: Aazadan
a reply to: Assassin82

The world has changed since the Great Depression. Goods are no longer as durable as they once were, and many (especially electronics) are mainly built to be cheap to assemble but expensive to repair, that's why repair shops are mostly out of business.

Do you need a cell phone? Not really. However, you do need a phone where you can be consistently available and you need a networked device that can browse job listings, make a linkedin profile, answer emails, view and edit documents, and so on. A cell phone can do all of this, and it's the most cost effective way to do so. That makes it an excellent tool.

I guess free library access for the job search is too "old school" too then?

Please.

Lolololol.

Nobody is going to hire someone who needs a library to check an email when they can hire someone who gets the email instantly.

Yes, that is too old-school. As a business owner myself, I would never hire that person.

Also, many online job applications are not able to be completed on a smart phone or tablet.

When was the last time you were in the job market?


You can't even collect food stamps or unemployment without an internet connection and a computer to send/receive documents.

originally posted by: SRPrime

originally posted by: Krakatoa
And how many Millennials have a cell phone (with accompanying monthly payment), Internet access to post their narcissistic rantings (with accompanying monthly payment), and monthly cable/TV payment that the boomers did NOT have to spend their money upon? That Boomer money went to essentials like food, housing, transportation.....things to help keep you and family alive. Not things that help you whine and moan about your lot in life all while expecting someone to fix it for you.

Can't get a job without a phone or Internet in 2018. Almost all applications are on the internet and nobody will hire someone without a phone, how would you even get a call back from your interview without one? Boomers paid for landlines monthly, which if adjusted for inflation, costs more than a cell plan today.

Most millennials don't pay for television, we pirate it using torrents.

My monthly bills are Rent/Phone/Car/Insurance/Electric/Water/Food/Internet.

Rent alone is 12k a year. WTF are you talking about?

All of those bills add up to about 22k a year, and if we clipped phones and the internet (we'd be unemployable) we'd be down to about 20 on wages that pay on average 16-23k annually. Once you factor deductions, you're clearing between 12 and 18 net. I.E. not enough for bills, let alone any kind of savings. Note, those annual bills don't account for gas or one time yearly mandatory charges like vehicle registration.

But yeah, you can blame us for having phones and internet. LoL.

Millennials are all stupid people who can't do math and balance their finances, is that what your really believe???????????

FFS.

Free Internet access is available at ALL U.S. libraries, that saves the monthly Internet cost.
A burner cell phone with pre-paid minutes used only for ob search will also save money.
Food, what kind of food? Groceries (generic brand) where you make it yourself or take out/fast-food?
Without pirating entertainment (nice morals there) playing cards or board games with actual friends or going on hikes, playing B-Ball, etc... also reduces cost and risk of prosecution for being a felon.

So, yeah, there is room to cut back until a time comes when it is affordable and not worthy of complaining.

originally posted by: Krakatoa

originally posted by: SRPrime

originally posted by: Krakatoa
And how many Millennials have a cell phone (with accompanying monthly payment), Internet access to post their narcissistic rantings (with accompanying monthly payment), and monthly cable/TV payment that the boomers did NOT have to spend their money upon? That Boomer money went to essentials like food, housing, transportation.....things to help keep you and family alive. Not things that help you whine and moan about your lot in life all while expecting someone to fix it for you.

Can't get a job without a phone or Internet in 2018. Almost all applications are on the internet and nobody will hire someone without a phone, how would you even get a call back from your interview without one? Boomers paid for landlines monthly, which if adjusted for inflation, costs more than a cell plan today.

Most millennials don't pay for television, we pirate it using torrents.

My monthly bills are Rent/Phone/Car/Insurance/Electric/Water/Food/Internet.

Rent alone is 12k a year. WTF are you talking about?

All of those bills add up to about 22k a year, and if we clipped phones and the internet (we'd be unemployable) we'd be down to about 20 on wages that pay on average 16-23k annually. Once you factor deductions, you're clearing between 12 and 18 net. I.E. not enough for bills, let alone any kind of savings. Note, those annual bills don't account for gas or one time yearly mandatory charges like vehicle registration.

But yeah, you can blame us for having phones and internet. LoL.

Millennials are all stupid people who can't do math and balance their finances, is that what your really believe???????????

FFS.

Free Internet access is available at ALL U.S. libraries, that saves the monthly Internet cost.
A burner cell phone with pre-paid minutes used only for ob search will also save money.
Food, what kind of food? Groceries (generic brand) where you make it yourself or take out/fast-food?
Without pirating entertainment (nice morals there) playing cards or board games with actual friends or going on hikes, playing B-Ball, etc... also reduces cost and risk of prosecution for being a felon.

So, yeah, there is room to cut back until a time comes when it is affordable and not worthy of complaining.

Downloading TV is not a felony. Food is all make it yourself from the cheapest groceries and generics like save-a-lot and dollar general.

A burner cell with prepaid minutes is useless, it's going to cost you over 30$ a month while having terrible service coverage, when I have unlimited 4g data and great service coverage for 40$.

When you got to work two jobs 7 days a week, morning and night, there is no time to "hangout with real friends and play ball."

You're so disconnected it's not even funny. Your suggestions to save money, save less than a grand a year, while making life tremendously more difficult, and what do you do after you're employed?

Still use that prepaid burner phone? How do you hookup with friends without a way to communicate with other people? Use your expensive as hell prepaid minutes that you'll need for your employer?

You're a loser who doesn't realize that the average American is making Les than half of what the average American made in the 70's, and you want them to live below the current standard of living, all whilst calling them morons and lazy.


Here is a great idea, how about we charge reasonable rates for rent while offering legitimately fair wages.

No that's too incomprehensible for you, right?

a reply to: SRPrime

You said,

Downloading TV is not a felony

Are you only downloading over-the-air programming (and not sports)? If not, then, yes, it is copyright infringement and (depending upon the amount and content) could be a felony. It is breaking the law, and not just "sharing" as you may believe.

That's real life there sport.

See, your generation was sold a bill of goods by the socialist experiment driven through the school system. In the real world, there is always a winner, and there is always a loser. Everyone is NOT special. And to achieve success requires work and determination. Making a profit and earning money to live a better life is not evil. And depending too much on big daddy government is dangerous and puts you into a perpetual state of need.

originally posted by: ker2010
a reply to: Oldtimer2

Let me tell you I have a 21 y/o son and a 21 y/o nephew. Both live at home. My son lives with his mother currently.

The only bills they have is car insurance and they are BROKE. They spend money as fast as they can get it. They wont save a dime and you cant tell them a damn thing.

Always whining they are broke but always have the latest iPhone.

If you are broke when you are living at home God help you once you get REAL bills.

There is definitely something wrong. Just on Sunday I was talking to seven different women at work and all of them paid and sacrificed for their children to go to college and they are all now living at home, crying broke, and still expecting mommy and daddy to provide for them.

I have four in my immediate family. It is causing a lot of tension and in one case some hostility. Something is just plain wrong.

a reply to: Krakatoa

You're so far out of touch with reality that its actually hilarious.

a reply to: Assassin82

You obviously have no idea what the modern job market entails.

#, that's my laziness poking it's head out again.

originally posted by: Krakatoa

originally posted by: Aazadan

originally posted by: ker2010
a reply to: Oldtimer2

Let me tell you I have a 21 y/o son and a 21 y/o nephew. Both live at home. My son lives with his mother currently.

The only bills they have is car insurance and they are BROKE. They spend money as fast as they can get it. They wont save a dime and you cant tell them a damn thing.

Always whining they are broke but always have the latest iPhone.

If you are broke when you are living at home God help you once you get REAL bills.

An iphone is $50/month to always have the newest, if you sign a contract you can get it for even less. That's not breaking anyone. Cell phones are relatively cheap, as far as computing devices go they're cheaper than a decent laptop/desktop.

For those complaining they are always poor and have nothing, that phone is a waste of money. So, for $600.00/yr ($50x12) you could get a cheap burner cell phone with plenty of minutes for job search calls, and put the rest into a savings toward a better place or a move to a new location where a high paying job is found.

Your wacked out priorities and fellow entitled people say that $50.00/month is nothing? That is everything to someone truly in need and poor. This is the problem and your denial is proof of that. If that $50.00/month is nothing, then send it to me. I will invest it and make a nice 15% compounded return. By the end of that year, I'll have a lot more than the original $600.00. Then I will donate that money to someone truly in need and you will get nothing.

SMH

Your posts make you sound like an old harping on a $75 a month cellphone bill because you hate the fact that people use cellphones

guess what you actually need to be able to respond to e-mails instantly to get the jobs you want because of how competitive the market is

positions are filled within 24 hour time frames meaning you need to be on top of it

but rant on about cellphone because my generation is broke from less than 1200 a year from a cellphone not because the opportunities available are garbage

originally posted by: AScrubWhoDied
a reply to: Krakatoa

You're so far out of touch with reality that its actually hilarious.

we are going to have to leverage them out of the market and end their pensions to get the message across

leverage them out, end their pensions, end social security and let them figure it out

originally posted by: toysforadults

originally posted by: Krakatoa

originally posted by: Aazadan

originally posted by: ker2010
a reply to: Oldtimer2

Let me tell you I have a 21 y/o son and a 21 y/o nephew. Both live at home. My son lives with his mother currently.

The only bills they have is car insurance and they are BROKE. They spend money as fast as they can get it. They wont save a dime and you cant tell them a damn thing.

Always whining they are broke but always have the latest iPhone.

If you are broke when you are living at home God help you once you get REAL bills.

An iphone is $50/month to always have the newest, if you sign a contract you can get it for even less. That's not breaking anyone. Cell phones are relatively cheap, as far as computing devices go they're cheaper than a decent laptop/desktop.

For those complaining they are always poor and have nothing, that phone is a waste of money. So, for $600.00/yr ($50x12) you could get a cheap burner cell phone with plenty of minutes for job search calls, and put the rest into a savings toward a better place or a move to a new location where a high paying job is found.

Your wacked out priorities and fellow entitled people say that $50.00/month is nothing? That is everything to someone truly in need and poor. This is the problem and your denial is proof of that. If that $50.00/month is nothing, then send it to me. I will invest it and make a nice 15% compounded return. By the end of that year, I'll have a lot more than the original $600.00. Then I will donate that money to someone truly in need and you will get nothing.

SMH

...because the opportunities available are garbage

And there is the problem. You think that a job, any job, is garbage if you don't like it. You would rather go unemployed and whine that accept a job that pays money until you find a job that is better and move up from there. This is the crux of what we see as you being entitled and expect that great job on day one. You seem to think that accepting a job that is in something you don't like or really want to do is beneath you and somehow unworthy of your "specialness".

originally posted by: Krakatoa
I guess free library access for the job search is too "old school" too then?

Please.

Others posted to this point, but no... library access is usually not sufficient. Reasonable jobs these days will typically involve Skype video sessions, and the expectation with email is that you respond back shortly, not a day or two later. The bar on what is considered responsive is no longer checking voicemail 4 hours later after business has closed for the day, giving a callback, and leaving a message. If you're called, you need to respond back within a few minutes. Email has a short waiting period, and you need to be available for video chats. Libraries are not equipped for this, not only is it unreasonable to expect someone to sit in a library all day (just as it's unreasonable to sit by a landline phone all day), but most libraries have limits on computer use in the first place so it's not even allowed.

Library internet is primarily meant for research purposes, or casual email use. It's not a viable tool for job seekers.

a reply to: Krakatoa

leverage you out, end your pension and then tell you you are a lazy loser when you can't support yourself because your to old to work competitively

you will get no compassion from me

originally posted by: Krakatoa
See, your generation was sold a bill of goods by the socialist experiment driven through the school system. In the real world, there is always a winner, and there is always a loser. Everyone is NOT special. And to achieve success requires work and determination. Making a profit and earning money to live a better life is not evil. And depending too much on big daddy government is dangerous and puts you into a perpetual state of need.

The loser in the exchange should still have a reasonable quality of living.