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In the complaint filed in Portland, Ore., federal court, users alleged Equifax was negligent in failing to protect consumer data, choosing to save money instead of spending on technical safeguards that could have stopped the attack. Data revealed included Social Security numbers, addresses, driver’s license data, and birth dates. Some credit card information was also put at risk.
originally posted by: ofleming
a reply to: FamCore
We're in trouble and people are stupid, i think it's what this comes down to :/
originally posted by: toysforadults
They are setting the stage for a centralized block chain currency in a cashless society.
New York Attorney General Eric Schneiderman (D) lambasted the arbitration language in Equifax’s terms of service on Friday, calling it “unacceptable and unenforceable.” Schneiderman tweeted that his office had contacted Equifax’s office demanding the clause be removed.
Later in the day, Schneiderman tweeted that Equifax had complied and added language noting that its arbitration clause does not apply to "the cybersecurity incident."
originally posted by: madmac5150
Look at the numbers involved... nearly HALF of the U.S. population- legal citizens with Social Security Numbers. This is enormous. All tax returns, financial documents, bank records, credit reports... compromised.
This is exactly the sort of thing that could cause a total crash of the economy. This has been HUGELY under-reported...
AS A CONSUMER, WHAT TO DO:
Beyond the usual steps of checking credit reports regularly and watching for abnormal transactions on your accounts, it may be time to take more extreme measures to lock down your information.
The strongest possible option a person can take immediately is placing what’s known as a credit freeze on their files with the major credit bureaus. That locks down a person’s information, making it impossible to open new accounts and bank cards in their name.
But taking that option also locks you out from opening new accounts. It also can come with a fee with each of the bureaus, depending on which state you live in.
“The credit freeze is the nuclear option of credit protection. But in the wake of a breach this big, it’s worth considering,” said Matt Schulz, an analyst with CreditCards.com.
Consumers will need to be more careful about checking their credit reports. U.S. law gives every American the right to get those files for free once a year from the three major bureaus. While many websites market access to your credit reports, the official one is annualcreditreport.com.
It’s best to spread those requests out over the year — do one every four months, experts say. And expect to check this information not just in the immediate future, but for the long term — potentially years.
“Bad guys can be very patient with data. This should be a wake-up call to be even more diligent with your information,” Schulz said.
Ulzheimer says an option consumers should consider is setting up fraud alerts on your files. That would require creditors to contact you directly, usually by phone, for approval before allowing an account to be opened. That gives people a more active role, rather passively monitoring or freezing your entire file. Bureaus also must contact each other when a fraud alert is placed.
Need an even more extreme step? People can request to change their Social Security number with the Social Security Administration if they have repeatedly been a victim of identity fraud under their original number.
Equifax has a website, www.equifaxsecurity2017.com... where people can check if their information may have been stolen. Consumers can also call 866-447-7559 for information. The company also says it will send mail to all who had personally identifiable information stolen.
originally posted by: BadBoYeed
Is it possible that this is a false flag to get people to enroll in their identity monitoring program? get half the US to enroll at $10.00 a month....that's a nice chunk of change