posted on May, 8 2017 @ 01:11 AM
originally posted by: Dfairlite
a reply to: BrianFlanders
It hasn't hurt insurance companies bottom lines. In fact, they're doing better than ever with obamacare. They're opting out of exchanges because
that's where the real sick people are.
Well, whatever. I don't know if it hurts them or not but like I said, if it does, they deserve it. Time will tell. The insurance industry is the
reason medical care costs a fortune in the first place. For as long as most people have had insurance they didn't really care how much it really costs
to spend a week in the hospital or go to the doctor or whatever. As long as the insurance company was taking other people's money and paying for it,
they didn't really care if a week in the hospital cost a quarter of a million dollars.
That simple fact made it unnecessary for medical providers to reduce their prices. As long as they helped the insurance mafia make the numbers work
for everybody, everybody was happy and healthcare still costed as much as it ever did. They simply controlled things by excluding the highest risk
people so they couldn't piss in the pool.
They thought they'd get some free profit by grabbing people who didn't even want their smarmy services. They knew many of these people were perfect
for their brand of exploitation because the most they ever do is go to the doctor a couple times a year maybe for a sore throat or something. Pure
profit. Well, maybe not pure profit. I'm sure they would put some of it to work paying bills for sick people. Of course most of their sick clients
bought into the game when it was voluntary so it probably never even occurred to them their future medical bills would be getting paid for by money
extorted from people who didn't give it to the pool by their own choice.
When they bought into it, it was still a predatory game but at least (they thought) everyone else was voluntarily agreeing to help pay for everyone
else. That's about the only way you can put the insurance mafia in a slightly positive light. It was still a protection racket but at least you didn't
have the mob beating on your door every month for you to pay them unless you chose to buy into it.
But then the bottom line is that it was always that golden opportunity where they knew they had you because it was something everyone would
eventually need.
Now I ask you. Why doesn't a run of the mill Toyota cost a million dollars to buy? Is it because Toyota forced everyone to buy one? No. It's because
of competition and choice. If a Toyota costs more than it's worth people will stop buying them and someone will sell a better car cheaper. Why doesn't
this happen with doctors? Because of insurance. The doctor doesn't need your money badly enough to lower his prices for you when he has all that
insurance loot.
Before Obamacare, if you went to see a doctor without insurance or government assistance of some kind and you didn't have the money to pay them what
everyone else was paying them, they'd typically tell you to get lost. This literally created the problem that people like Obama exploited in order to
make people desperate enough to buy any kind of BS he had to sell them. And (I would argue) it was a situation they created on purpose. Because they
knew this was the Achilles heel of freedom. The one place where they know they have you by the balls no matter who you are is medical
care.
edit on 8-5-2017 by BrianFlanders because: (no reason given)
edit on 8-5-2017 by BrianFlanders because: (no reason
given)