posted on May, 5 2017 @ 01:12 PM
a reply to: MarioOnTheFly
Don't feel badly, it's incomprehensible.
Here's the first thing you need to know: None of this has anything to do with medical treatment and everything to do with health insurance. Which is
very much, a profit driven enterprise. Big, big money at stake. CEOs of the top insurers are compensated at rates of $100M annually. They keep
those jobs and those salaries and bonuses by keeping the stock price high. And they keep the stock price high by taking in big premium payments while
paying out minimal benefits. That's Wall Street. It matters what your profit and loss looks like quarterly, and no one cares how they get there.
It's either up or it's down quarter to quarter. Down is bad.
A lot of us are slowly coming to the conclusion that it makes no sense for any part of health care to be a profit-driven enterprise, but unless/until
we get to single payer, government controlled healthcare (which scares me for other reasons), that's what it is.
We're beyond paying for a checkup with a basket of eggs. You can't walk in to a doctor's office without an appointment and a good $100 to hand over.
The whole thing's preposterous. There is no 'health insurance'. There's what I call a discount card, where they pay for part and you pick up the
rest, with no way of knowing what it will end up costing, or which provider charges what.
It's one big fat sloppy mess and anyone looking at any of those partisan hack halfwits in DC to do anything to straighten it out are delusional, and
probably ought to check to see if that's covered.