posted on Apr, 15 2017 @ 12:18 PM
originally posted by: jjkenobi
So does anyone on ATS personally know ANYONE that has paid $20,000 to get a hip replacement? My insurance isn't the best, and even it has a $12,000
cap per year for all medical costs (meaning once I've paid a total of $12,000 out of pocket that year for that individual everything else is covered
100%). The closest example I have is a coworker got a knee replacement a couple months back and paid $1,200 out of pocket.
I had mine done 18 months ago, total replacement with a titanium/ceramic composite prosthetic. My insurance covered all of the surgery and 3 days of
inpatient treatment. The most expensive part of my procedure was the walker that I used for 2 weeks and the month and a half of PT.
Honestly, it's been more expensive the last year because something is wrong with the new joint and I'm in more pain than I was before the surgery so
the copay and prescription costs are what are killing me right now. The surgery itself though, was less than $1000 USD out of pocket and about $600 of
that was physical therapy.
With that said, if medical costs weren't so out of control in the US, the average persons insurance premiums would be significantly lower because the
insurance provider would have assurances that there would be a cap on costs at some point in time.