posted on Apr, 4 2017 @ 05:56 AM
I thought I'd put up a post on how me and my husband became mortgage-less. And how, for the first time in a long time, I'm not laying awake at
night wondering how we'll survive one day when we retire.
First off, we left a big city and moved to a lake in a rural area where there are lots of farms and fresh food and hiking and waterfalls and gorges.
So there's a lot of things to do and our small town puts an emphasis on culture so there's always plenty of food festivals and concerts, etc.
The people here are the salt of the earth and believe in helping one another. We have great neighbors and everyone here is very friendly by
Best of all, you can buy a house for under $100,000. A good house, too, built when houses were built well.
First we bought a big lake house but five years into it we realized how expensive it was to maintain, and the taxes were ridiculous, so we found a
little fixer upper for $48,000.
It's nearly a 100 years old, so parts of it needed to be gutted and it's pretty small, but we decided to make it into a romantic little cottage with
ship lap walls and a great kitchen and new bathrooms.
We've probably spent $60,000 making it great and we still have landscaping to do but it's ours. And we have no mortgage payment. That's the
greatest feeling ever.
We could have spent less redoing it, but we had to hire a contractor for most of the work. We wanted it done right so we paid for the skills of
someone who really knew what they were doing. Things are cheaper where we live so it could have been worse!
It's got a great front porch, a nice little yard, and it's bigger than we imagined it would be to live in. Three bedrooms, one and a half baths.
Space is overrated anyway. We used to be slaves to big houses---- slaves to the bank, the tax man, the gas company and the electric company. Our bills
are low now and our lives feel so much more manageable. You can't pay enough for peace of mind!
We had to change the way we looked at life----our expectations of what life should be and how we saw ourselves, but I like the new us. Living within
our means has given so much of our lives back to us.
Hope you enjoyed my story! Happy to post pics if anyone wants to see the transformation.