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Obamacare Victims Revolt: ‘We Don’t have that Kind of Money’

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posted on Nov, 6 2016 @ 03:42 PM
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I wish I was surprised, the ACA did nothing to control costs or encourage state of the art testing. Is for profit medicine working?

It is now a medical mortgage. The medical insurance payment is now the cost of a really nice house, with out deductibles. It can easily cost 1500$ a month.

Vote Hillary if you want more, vote Trump if you want, well he hasn't really said.


Some users of Obamacare are finding the medical care they need to be too expensive to use due to high deductibles and high out-of-pocket costs. Michelle Harris is one of those people.H arris, a 61-year-old retired waitress in northwest Montana, has arthritis in both shoulders but is doing everything she can to avoid seeing a doctor due to the $4,500 deductible and $338 a month in premiums under her Blue Cross Blue Shield plan. “It hurts, but we don’t have that kind of money,” Harris said to Bloomberg Politics. “So I deal with it.” Some insurance plans under Obamacare are designed not to kick in until patients have spent thousands of dollars in out-of-pocket costs, which put many healthcare services out of reach for patients. Even though the uninsured rate in America is at a record low, a study from the Commonwealth Fund found that four out of 10 adults in Obamacare plans aren’t confident that they can pay their medical bills if they got sick, Bloomberg Politics reported. “A lot of people are still one catastrophic illness away from really feeling the financial impact of this,” said Jonathan Oberlander, a health policy professor at the University of North Carolina-Chapel



dcwatchdog.org...




posted on Nov, 6 2016 @ 03:48 PM
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ACA hurts more Americans than it helps. It saves the few on the sweaty backs of the many. I tried to warn people at work but they would not listen. Now they are complaining. They can't afford it!



posted on Nov, 6 2016 @ 03:51 PM
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Imagine if everyone in government/politics worked together to make ACA work.

You know - - - fix what needed to be fixed, etc.

How much has the GOP cost taxpayers in fighting a National Health Care Plan?

How many years could they have paid the premiums for these people with the money they've wasted?



posted on Nov, 6 2016 @ 03:58 PM
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a reply to: Annee




magine if everyone in government/politics worked together to make ACA work.

You know - - - fix what needed to be fixed, etc.

How much has the GOP cost taxpayers in fighting a National Health Care Plan?

How many years could they have paid the premiums for these people with the money they've wasted?


What is it you think is broken?

Ok everyone go to their local hospital and ask nicely if they if they will lower the cost of an MRI you need to align with the rest of the industrialized nations that charge $350-$500 for this diagnostic test that is 35 year old tech. Guess what, either you pay the $2500 or you don't find out if you have whatever disease or illness.


+1 more 
posted on Nov, 6 2016 @ 03:59 PM
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originally posted by: Annee
Imagine if everyone in government/politics worked together to make ACA work.

You know - - - fix what needed to be fixed, etc.

How much has the GOP cost taxpayers in fighting a National Health Care Plan?

How many years could they have paid the premiums for these people with the money they've wasted?


Not the job of the Government to get involved in it. Everything they touch turns to dog s***.



posted on Nov, 6 2016 @ 04:05 PM
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a reply to: LifeMode




Not the job of the Government to get involved in it. Everything they touch turns to dog s***.


To be fair, the health care industry has stunk since the 1990's. But now that we have people going to the Dr. instead of the e-room, the costs are coming out. This cost was passed on the the tax payers or hospital itself ate it.

ACA is a mess, addressed accessibility, but not the cost side.
edit on 6-11-2016 by seasonal because: (no reason given)



posted on Nov, 6 2016 @ 04:11 PM
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originally posted by: Annee
Imagine if everyone in government/politics worked together to make ACA work.

You know - - - fix what needed to be fixed, etc.

How much has the GOP cost taxpayers in fighting a National Health Care Plan?

How many years could they have paid the premiums for these people with the money they've wasted?


With all the money spent on war in the past 12 years we could have paid for it.

Instead the left caved and let the insurance companies take the whole thing over to screw the working poor.

As soon as the insurance companies signed on I knew they had been promised the pot of gold at the end of the rainbow. We were sold out.



posted on Nov, 6 2016 @ 04:15 PM
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originally posted by: seasonal
a reply to: LifeMode




Not the job of the Government to get involved in it. Everything they touch turns to dog s***.


To be fair, the health care industry has stunk since the 1990's. But now that we have people going to the Dr. instead of the e-room, the costs are coming out. This cost was passed on the the tax payers or hospital itself ate it.

ACA is a mess, addressed accessibility, but not the cost side.


BS. The quality has gone to crap. I tried to make an appointment recently. 4 month wait. Not like that before the ACA and no $2500 savings for me. A massive increase of $3000. The founders had no intention of the the Federal Government being this involved in every aspect of the lives of citizens. They are taking control of everything and screwing everything up. It's what they do.



posted on Nov, 6 2016 @ 04:17 PM
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Why is Geico okay, but Obamacare not?

Oh ya, because Geico has a cute little gecko and Obamacare has the name Obama in it.

People are so surface level.



posted on Nov, 6 2016 @ 04:18 PM
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If we didn't have health insurance,
medical costs wouldn't be out of hand. People wouldn't agree to pay the costs if they were too high- and the doctors would have to lower the price.

Also, all the money my employer is sending to an insurance company (That I currently don't use, because I don't have a doctor...) would be coming to me, instead- and I'd have more money to spend on... well, going to the doctor.



posted on Nov, 6 2016 @ 04:21 PM
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originally posted by: LifeMode
ACA hurts more Americans than it helps. It saves the few on the sweaty backs of the many. I tried to warn people at work but they would not listen. Now they are complaining. They can't afford it!

Anyone that can do basic grade school math knew that the program, the way it was set up, was not sustainable. I worked in the system, I showed them in black and white why it wouldn't work. I predicted when it was going to start to show stress, and when the insurance companies with contracts would start to bail. I left when it was obvious no one was going to pull the plug on this disaster.

I was sort of amused when I ran into some of my ex-coworkers several weeks ago and the first thing they said to me was that it all played out exactly the way I said it would, and folks are jumping ship left and right. I am not a genius, anyone that was paying attention would have come to the same conclusion. It is staring us right in the face.

Healthcare should not be a commodity. Insurance is a snake oil. It cost you a fortune, and they make using it punitive. Now they are forcing people to opt out of the system and still have to sacrifice their first born for the option of going without coverage.

What a racket.



posted on Nov, 6 2016 @ 04:23 PM
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originally posted by: lordcomac
If we didn't have health insurance,
medical costs wouldn't be out of hand. People wouldn't agree to pay the costs if they were too high- and the doctors would have to lower the price.

Also, all the money my employer is sending to an insurance company (That I currently don't use, because I don't have a doctor...) would be coming to me, instead- and I'd have more money to spend on... well, going to the doctor.


If there was a single health insurance subsidiary, the program would work instead of having a reverse monopoly in an operation that is less sustainable with 'competition'.

The scheme is simple, as long as there are multiple insurance options, they can afford to rip people off. If it was centralized, there would be less corruption, and this is evident even with the creation of Obamacare putting them at risk by removing such 'unfair' rules like 'preexisting condition'.



posted on Nov, 6 2016 @ 04:23 PM
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originally posted by: seasonal
a reply to: Annee




magine if everyone in government/politics worked together to make ACA work.

You know - - - fix what needed to be fixed, etc.

How much has the GOP cost taxpayers in fighting a National Health Care Plan?

How many years could they have paid the premiums for these people with the money they've wasted?


What is it you think is broken?

Ok everyone go to their local hospital and ask nicely if they if they will lower the cost of an MRI you need to align with the rest of the industrialized nations that charge $350-$500 for this diagnostic test that is 35 year old tech. Guess what, either you pay the $2500 or you don't find out if you have whatever disease or illness.


It's government interference that adds to the price of healthcare. Nobody gets it. Nobody will listen, except those in the healthcare industry.

I'm not going to outline all the ways, but Medicaid and Medicare reimburse cents on the dollar for exams. Health care providers and hospitals also must put in entire departments just to deal with the complicated red tape maze that is Medicaid and Medicare reimbursement (because the government makes them run through hoops, in triplicate, so that maybe they won't have to pay the bill). This adds to your bill. The government with their slew of regulations requires hospitals to meet ridiculous demands to stay open. For example, in one hospital in order to meet those regulations a hospital had to spend $100,000.00 to put in fire doors (to stop people from getting on the elevators if there is a fire). This doesn't end. It never ends. This adds to your bill. Many insurance companies basically get to reimburse hospitals what they feel like. This adds to your bill. Medical equipment companies are making bank though. Anyone that can cut a price in half to make a sale willy-nilly on a million dollar piece of equipment is running their own market, and hospitals have to pay, and pay... and pay. And I could go on and on and on... I know everyone wants an easy, visible villain here, but it's not health care providers and facilities.



posted on Nov, 6 2016 @ 04:25 PM
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originally posted by: imjack
Why is Geico okay, but Obamacare not?

Oh ya, because Geico has a cute little gecko and Obamacare has the name Obama in it.

People are so surface level.


Geico is ok because auto insurance is optional.

If you wanna drive and own a car, you must have insurance, if you don't wish to drive and own a car, then you don't have to have insurance,period.

Obummercare, your born into needing to purchase, and if you don't, then you get a fine out of your taxes,fact and period.

So now that you mandated to buy something from birth, you are now, to a degree, a slave.



posted on Nov, 6 2016 @ 04:27 PM
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a reply to: seasonal

Our piss-poor pathetic government doesn't give a rats ass if you have the money or not.

It's all about socialized medicine. Single payer.

Hell, the government was HOPING that prices went up and we were all screwed.



posted on Nov, 6 2016 @ 04:33 PM
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originally posted by: Black_Fox

If you wanna drive and own a car, you must have insurance


Why?


originally posted by: Black_Fox
Obummercare, if you don't, then you get a fine out of your taxes.


People that 'use things' should have insurance on them. Sounds reasonable? People that have never had insurance should be banned from hospitals right? Just like driving?



posted on Nov, 6 2016 @ 04:34 PM
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a reply to: LifeMode




BS. The quality has gone to crap. I tried to make an appointment recently. 4 month wait. Not like that before the ACA and no $2500 savings for me. A massive increase of $3000. The founders had no intention of the the Federal Government being this involved in every aspect of the lives of citizens. They are taking control of everything and screwing everything up. It's what they do.


I'm sure there are pockets where wait times have increased, but I haven't heard this being an epidemic.

Was this to see a specialist?



posted on Nov, 6 2016 @ 04:35 PM
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originally posted by: imjack

originally posted by: Black_Fox

If you wanna drive and own a car, you must have insurance


Why?


originally posted by: Black_Fox
Obummercare, if you don't, then you get a fine out of your taxes.


People that 'use things' should have insurance on them. Sounds reasonable? People that have never had insurance should be banned from hospitals right? Just like driving?



Do you get fined if you choose not to drive and get car insurance? No,no you don't.

So if you cant afford obummer care,cause your already poor, you should be fined?



posted on Nov, 6 2016 @ 04:40 PM
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originally posted by: Black_Fox

originally posted by: imjack

originally posted by: Black_Fox

If you wanna drive and own a car, you must have insurance


Why?


originally posted by: Black_Fox
Obummercare, if you don't, then you get a fine out of your taxes.


People that 'use things' should have insurance on them. Sounds reasonable? People that have never had insurance should be banned from hospitals right? Just like driving?



Do you get fined if you choose not to drive and get car insurance? No,no you don't.

So if you cant afford obummer care,cause your already poor, you should be fined?


So you don't mind paying for roads, but you do mind paying for something you absolutely will need at one point in your life?



posted on Nov, 6 2016 @ 04:41 PM
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a reply to: redhorse

The reason health insurance and hospitals are so expensive is because they charge alot.




The average routine office visit in the U.S. is three-times more expensive than in Canada. The average CT scan is five-times more expensive than in Canada. And as a share of GDP, our health care costs are an ignominious colossus towering over the rest of the world:





n the U.S. health care system, everything costs more. Being in a hospital cost more. Because our drugs cost more (prescription drug prices can be 10X the rate in the UK or Germany). And our doctors cost more (a US family physician makes 3X her German counterpart). Because their education costs more (the education for a German physician's education is nearly free). And on it goes.

The Healing of America, T. D. Reid explored why American medicine falls behind other countries in quality while it races far ahead in cost of care.





First, it really starts with the prices. While some developed countries have one health care insurance plan for everybody -- where the government either sets prices or oversees price negotiations -- the U.S. is unique in our reliance on for-profit insurance companies to pay for both essential and elective care. Twenty cents from every $1 goes, not to health care, but to "marketing, underwriting, administration, and profit," he says. In a system where government doesn't negotiate prices down, prices will be higher. In a system where for-profit companies need profit margins and advertising, prices will be higher.





It's not like all this money buys us nothing. Complexity creates jobs, for high- and low-skilled workers alike. American health care is the world's envy in some categories, especially in cancer care, wait times, and access to new technologies for affluent and insured families. We have the highest share of adults (90 percent) who report being in good health. The OECD average is 69 percent. But in terms of coverage and cost, we rank embarrassingly low among developed countries. It would be nice to say this is a bug of the American medical system. But it's a feature. It's a choice we've made. In some countries, government sets a lower price and doesn't charge patients for marketing and margins.


www.theatlantic.com...




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