posted on Apr, 17 2016 @ 12:23 AM
After reading the wiki definition of who millennials are, apparently I am one, which is born after 1982. So here's my experience with debt. First
college, was $34,500. I went into the automotive field, and got laid off from every automotive job I've worked at (i'm a crane operator now). After
graduating college, I got penalized for paying too early, which added more interest. I didn't read thoroughly about the "grace period" stuff. Even
though I always made my payments on time, they started taking my federal tax refunds each year. Then they tried taking 5% of my weekly paychecks, some
employers I had was able to stop that, others didn't bother helping.
Before my current career, and was working two jobs, my gallbladder had failed from rapid weight loss (i was working 14-16 hours every day), and it was
all labor work. Moving stuff, going up and down ladders, all that exhausting work the generation below us refuse to do. I didn't notice my gallbladder
failing, I thought it was typical work pains combined with not eating much. I made it 6 days before I collapsed from the pain, and by that time,
during surgery, I had been infected with internal gangrene, so it turned into a major surgery. Gallbladder, appendix, 14in of my colon and lots of
tissue was cut out. I didn't have any health insurance at the time, and my medical bill was $134,000.
So that put me out of work for 3 months. No income, nothing saved, nor did I have anyone to borrow off of. Then by the time I was healed up enough to
be cleared to work from my surgeon, my two jobs I had were gone. They didn't need me anymore, and had replaced me during my leave of absence.
Now, I'm not saying all of us "millennials" are hard-working. I know quite a few people my age who are still like kids. As if they never reached that
point where they finally grew up. They live off the government, or live by selling drugs, or both.
It has become very hard to find anyone trustworthy these days, which is why I'm now mostly a loner. I used to live in a nice neighborhood and now
people are stealing and shooting people left and right. I've had my central air unit stolen twice, and the 2nd time I put a cage around around it with
a big padlock. Oh, and don't get me started about how people act on the roads now. I used to love driving, but not these days. People are careless,
and anger far too easily over their own embarrassments. (ie: person blows through a stop sign, either hits you, or almost hits you, then
chases/attacks you even though it was completely their own fault. They take no responsibility of their actions, in other words, people are nuts).
As for politics, I simply never have the time for it. Other people my age purposely ignore what is going on in the world, stuck in that mindset that
you can't do anything about it, so why bother. Why not just live in ignorance and be happy they say.
Anyways, that's how my life in debt has been, and a bit of ranting. Still in debt, just from college and the hospital. I highly doubt I would ever buy
a new car or get a house built in my lifetime.
I imagine it's much harder for those who have kids.