Affordable Care Act doesn't make health insurance affordable.

a reply to: schuyler

Right on, I am happy you had a great experience. It was a good choice to drop it.

You will save money, your right.

a reply to: ChesterJohn

Isn't that the truth? Every one of us should have seen it coming because it seems like every time the government passes a bill with certain names it turns out to be the opposite. Patriot Act isn't very patriotic. Healthy Forest Restoration Act isn't really healthy for the forest. Affordable Care Act (ACA) isn't so affordable.

A friend's family was barely scraping by in the unbalanced world of bills, taxes, and flat pocket books. Then, ACA comes in the picture, and suddenly their monthly premium goes from sh*t to f*ck. A $200 hike.

I'm a working class man without insurance. I can't afford it. Once upon a time it was at least somewhat affordable, but now I treat the hospital like a Chinese protest against communism - don't go there.

So that's my position. I'm one rusty nail away from pushing daisies. That's my position in life, and and alright with it. God willing, my position will change for the better. Until then I just appreciate what I do have. Count me out of the fight for universal health care.

Really wasn't it obvious when the government let the health insurance companies write their own ticket?
Basically you guys are getting outright ripped off....both by government and by health care providers...
Some form of socialistic health care is the only model that can work for the citizens against those who would unscrupulously over charge them for health care...
Whats the difference between holding a gun to your childs head or sub level health care?
Pay or the kid gets it....but you can keep your doctor....

Obamacare is a joke.
The cheapest plans available for me cost about half of my entire pay if I remember correctly (I'm currently a full-time college student with a part-time job). The deductibles alone were more than I even make in an entire year. This means that even if I did sign up for a plan, I'd have to pay more out-of-pocket than I earn in the whole year before the plan even kicked in and did anything. By then, it'd be time to enroll for the next year and do it all over again.
Completely useless.

I haven't had health insurance for like 2 years now, because I CAN'T AFFORD IT. Thanks, "Affordable Care" Act.
Hopefully I don't have a medical emergency within the next 2 years and end up in debt for most of the rest of my life.

A word from someone who just found out what dirty pool they play. If you sign up on the site , you are considered to have insurance. No , you do not have to take a policy , just sign up to check the prices .After that , any other insurance you apply for will be turned down. I just found that out and United Health Care is helping get me outta this mess where I can get a policy with them.Till then I cant get insurance anywhere else...

Thanks to Obama , Pelosi , and Reid for passing this load of horse crap legislation.

Bingo...Obama Care is a cruel joke on the American people. What started out as a caring way to provide health care became a insurance company/medical provider/doctor clinic grave train.
It is the only port in the storm of the sad health care hurricane we are experiencing...I still think Clinton's health deal, while not prefect, could have been tweaked and by now a fair deal for all Americans.

They forgot the vasoline again...

Cheers,

a reply to: ChesterJohn

I feel your pain buddy... I saw this coming and I kicked and screamed about it but there wasn't a damn thing I could do about it.

My Story:

When that healthcare came to be, I saw my little brother with a small time job stuck in a small town having to shoe out money he barely made for healthcare, I knew it would be a disaster. Mostly because at first, no one knew a damn thing about what or where or why, just that he would have a penalty if he didn't file but the prices he saw he couldn't afford. He didn't even know he was eligible for assistance at the start of it.

I knew that the company I worked for, which paid for half of my insurance, had the best insurance I could want. I never thought Obumer would take it away from me. If I liked my plan, I could keep it, right?

Frigging WRONG!

I was paying a $15 co-pay to go to the doc anytime I wanted. If I had to go to the ER, I would pay $50. I had no fears, no problems and no worries. I was healthy because when I needed to go, I went and I was taken care of.

NOW......

As of Jan this year, my company took away our old plan because "It's no longer valid under Obumer care". They replaced it with friggin blue cross/blue shield, which I LOTHE with a passion... Talk about junk insurance!

And so:

- Monthly payments went up
- Co pay is now $25 per visit (which my doctor refers me to another doctor every damn time now, which costs me another visit)
- Any kind of procedure at all (other than just a simple check up) now costs me a $500 deductible and I have to pay 20% up front of the total cost AFTER the deductible.

And so... I had an appointment in Jan that I had to get done. Here is the before and after Jan cost...

Before:

$15 - Co Pay Initial Visit
$10 - Specialist Visit
$0 - Procedure
---------------------------
$25 - Total cost out of pocket

Now:

$25 - Co Pay Initial Visit
$30 - Specialist Visit
$950 - Procedure (clinic rent - doctor procedure - and this does NOT include anesthesia which is also out of pocket but unknown at the time of the consultation)
--------------------------------
$>1000 - Total

So it'll cost me over 1 gran to have this done. Guess what? I CAN'T AFFORD IT. So... If something happens, I'm just screwed. I can't do anything about it. I make too much money but not enough that I can simply toss $1000 at the system.

With all that being said, if they're is something seriously wrong with me, I'll never know until it's too late. So I should just say now, if I poof out of here for a long period of time, it's been nice knowing you. I may have actually passed on because of a bull$#!^ healthcare plan that I can't afford, over a plan I had no problem with before.

I twisted my ankle, had full insurance (at dear cost)

after two weeks of walking with a crutch (thankfully I had it handy, as my brother had broken a leg previously) I went and saw the doc.


$900 later, I was told to walk it off- nothing we can do.

Three years later, I still walk with a slight limp- worse in bad weather. Louie CK calls it permanant #ty ankle syndrome.


I can't say there's anything that can be done about it- but $900 doesn't exactly fall out of the sky. Took me half a year of payments to get them off my back. Would have taken a lot less time if this "insurance" wasn't robbing us all blind.

Yea, now imagine having a chronic health problem, like being a type 1 diabetic (going on 32 years now), and suddenly you have a child who comes down with it (congenital).

oy vey...

I feel everyone's pain, and I was quite stanchly against the whole thing from before it was passed, and got called horrid names 'cuz "this was going to make the world a better place, where everyone will be healthy, and can get the medical care they need, and I'm just a cynical jerk for not wanting that, 'cuz the ACA will do it!"

Boy, have I gotten some apologies over the last couple years..

a reply to: Cygnis

Isn't it funny how those same people aren't screaming "We need this for the poor!" in this thread now? It was all rants and raves for healthcare and now it's crickets. I would love to hear stories how this healthcare made their life better and I will show you a government shill.



As a matter of fact, why didn't they just simply give healthcare to the people who couldn't afford it (Cough Cough - General Hospitals) and leave the damn insurance and people who already had insurance alone!? What they have done instead makes no $%&^%$ sense to me!

Yeah our health insurance industry is essentially destroyed so they can push the one payer system.

We are lowering ourselves to developing nation standards.

Believe it or not there is a great replacement for it I read on line from a conservative site but heck to get it passed will be a nightmare.

a reply to: StallionDuck

Yup... crickets!

Sadly, this was a bailout for the insurance companies, and pharma, etc.

We pay huge sums into these companies, and they cover LESS.

I pay MORE to both insurance companies, and now towards a deductable, but get LESS covered.

I'd love for someone to tell me how this is a GOOD thing for the average person, or ANYONE for that matter.

and NO I do not consider a COMPANY as a person, so telling me this is good for the insurance companies, does not count.

I'm honestly surprised civil unrest hasn't broken out over this issue, at all. Only dark rumblings on the web, but no actual quantifiable push back at government for this..

Must be all the medications and fluoridation of the water supply.