posted on Jan, 21 2016 @ 08:06 PM
I think I only posted one rant thread before. This is about credit card fraud and how easy unscrupulous cab drivers can take your info and it could be
a bit before you notice.
I take cabs a lot. Not far, but often. On only a couple of occasions I didn't tip as the driver was a jerk. Mainly, I overtip. So, some time in the
last week, a cab driver who said 'the whole system is down' and handled my card, copied all of the info. Down to security code and obviously, knew
my street address as well.
Thankfully, it was under 24 hours when I noticed for this card, that a fraudulent charge of about $95.00 was pending. Paypal is the backer of the
Mastercard debit card here.
The only people that physically handle my card are cab drivers. I was able to figure out even what cab driver in a few minutes.
I called the company of the one big charge that went through, they said they could cancel the order and refund within 5-7 days, but the rep said she
would escalate it. The refund appeared within 24 hours.
Paypal deactivated my card, but said it would take until the 28th for a new card. I told them I had a couple bills to pay and grocery shopping
beforehand. They said, try to do it all in one shot. That they would undeactivate the card and wait for my call to deactivate it again. They were
I called Paypal today, they undeacivated the card. I did my shopping and paid 2 bills within an hour. I called then and they deactivated the card
again. Have been with Paypal since they started, they have improved GREATLY.
I have tried to get info on the fraudster, but the 1 company where it went through and refunded, said that 'due to privacy considerations', they
would not tell me but they would tell Paypal. Several charges were attempted after, and I got the emails about it but all declined. All over $300.
The companies involved said they do not have a paper trail when there is no active account and it declines.
I got the actual money taken back. but I am inconvenienced that I will not be able to use a debit card until the 28th. My aunt is coming over this
evening to give me cash for a check I received in the mail.
DO NOT hand a cab driver your credit/debit card. There should be a swiper in the back or use the CURB phone app. Otherwise, call the cab company and
tell them you want to pay them directly, you can, and give the driver a tip in cash.