This thread is meant to be an analytical look at how the Canadian Health Care System works. Not as a positive or negative
opinion, but just as a source of information.
Ever since ObamaCare made it onto the scenes here at ATS there's been extreme caution, and rightful rejection of free health care in America. We've
seen a number of threads over the past few years that doesn't paint ObamaCare in the purest of light, and a lot of negativity has seeped into the
view of Free Health Care systems (at least, in the US).
Well, if designed correctly, Free Health Care can be an incredible thing, and save hundreds of thousands of lives, and millions more for the debt it
I just came from another topic where Canada's Health Care Plan came into the discussion, and it seems that even Canadians aren't totally sure about
the fine-points of our (Canada) own Health Care Plan.
I shouldn't have to state the obvious, but in order for there to be a Free Health Care System, Taxes have to be paid.
There's that terrifying word again!
Now, with Canada's Health Care Plan, isn't a single collective health care tax, nor is the payment from one single source either; funding for the
system comes from multiple sources, including income taxes, the Canadian Pension Plan, and Employment Insurance. So, unlike many other universal
health care countries, there is absolutely no form of deductibles or co-payments or co-insurance when we receive health care. It almost becomes this
'invisible tax' that we just don't really see unless we are trying to find it.
So, what does this cover? Not everything is paid for by this system. The Canada Health Act provides free essential basic care, including maternity,
but it does not cover prescription drugs, home care or long-term care, prescription glasses or dental care, which means most Canadians pay
out-of-pocket for these services or rely on private insurance.
To further the confusion more, the Canada's Health Care Plan actually varies from province to province, so specific things may be paid for by the
government in some places, but not others. For instance, if you're under Quebec's health care plan fertility treatments are covered, almost all
other provinces do not have this. The same could be said for all other provinces and specifications such as that, but, all the essential health care
needs are paid for through the plan throughout the country.
What's really odd is that out of all the Universal Health Care systems throughout the world, Canada is the only country with a universal healthcare
system that does not include coverage of prescription medication. (Although, some provinces do pay for prescription medication for the elderly or
The taxation of the citizens fluctuates like other taxes, for instance high-income earners must pay more than low-income earners. According to a
report and analysis by the Fraser Institute Canada’s poorest families pay $477 a year for health care, while the wealthiest earners pay $59,666 a
The Cost of healthcare in Canada also isn't Static, it increases with inflation just like anything else. The same report by the Fraser Institute
recorded that the current rate of inflation is 1.6 times the rate of the average Canadian income.
What does the average Canadian family
pay for our Health Care System? $11,735 annually, spread out through various different taxed sources.
~ True cost of health care to average
family is $11K per year: report
~ Health care in
Canada costs a typical Canadian family more than $11,000
~ Public vs. private health care CBC, December 1, 2006.
~ Five things Canadians get
wrong about the health system
~ Exploring the 70/30 Split: How Canadaís Health Care System Is Financed
~ Canada's health-drug-coverage
~ Does your province cover the
cost of infertility treatments?