My street has had construction for what feels like forever. It's not the end of the world but these jerks hit my car and totally removed the passager
side mirror backing up. Oh let me clarify. BACKING UP 50 ft at top speed.
Accidents happen, it sucks I follow the procedures for insurance and run into something I'm just bubbling mad about.
The Maryland State Highway doesn't have insurance. They say they are self insured. But throughout the entire process employees tell you no one ever
gets authorized. That didn't make sense to me.
Let me clarify again. I live on a street where a parallel park. This street has a company that moves wide loads and they've never damaged my car. I
however have no issue being a jerk. So I called that company and told them the construction blamed them for the damage to my vehicle. ( they didn't
exactly they just refused responsibility)
This company had so much information I wouldn't have if I hadn't contacted them. The wide load company was able to tell me details like my car was
parked across the street from a stop sign. This become relevant because the SHA was interfering so they had to measure AROUND MY CAR at 9 a.m. No
damage to my vehicle when the measuring was done. The equipment that was moved at 9 was too tall to damage the side mirror.
So I leave the house at 9:30 and have damage to my car.
It gets even better. My car , my house, my neighbors we all live inside where the SHA BLOCKED THE ROAD.
Yes, there can be no traffic on this road due construction. The only vehicles are construction and employees doing the construction. I was really
expecting a simple insurance irritation.
Not to be ! Because appartly all SHA employees are allowed to do is deny responsibility. It doesn't matter all the evidence I have about no one else
could possibly have damaged my car. The research I did finding when the last time my car was safe, didn't matter to SHA because self insured seems to
mean they have no responsibility for any damages. Unless you see them damage something they won't take responsibility.
MY CAR WAS PARKED BETWEEN TWO BARACADES !!! There was no public on this street when my car was damaged. I have a third party professional company with
measurements around my safely parked car and still 30 mins later 20 constructions workers don't even say hello their first words to me were seriously,
" it wasn't us". That's not a joke.
I am raging. There is so much anger in me that the md SHA is so irresponsible that they go around damaging property and use insurance proceedures as
an excuss not to pay. These #!$@'s told me to file under my insurance as a hit and run. They didn't run, they just don't care!
I cannot see people gettting away with this, why are gov't agencies allowed to do this ? I was basically told repairs for damage aren't in the budget.
How is this considered self insured?
edit on 17-9-2015 by Iamthatbish because: too angry to type responsibly