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BLUE CROSS of Texas & Illinois Canceling over 600,000 ObamaCare Plans on 12/31/2015.

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posted on Jul, 24 2015 @ 09:29 PM
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a reply to: carewemust

if its any consolation, BCBS jumped the shark 10 years ago, when the DHHS moved to UHC.




posted on Jul, 24 2015 @ 09:30 PM
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originally posted by: xuenchen
Time for the Public Option !!!!


Yes it is!


originally posted by: xuenchen

Why did Democrats erase that from the ACA anyway?



Democrats didn't erase the "Public Option" from the ACA. That's a bald faced lie and you know it!

The Democrats were the only ones speaking up for a Public Option and/or a Medicare for all system the entire time the ACA was being negotiated.

Or maybe you could provide some evidence of any person in Congress who wasn't a Democrat that supported a Public Option?

The "Personal Mandate," requiring individuals to purchase insurance through private, "for-profit" insurance companies was the product of Republican brainstorming at the Heritage Foundation and was conceded to in a futile effort to gain Republican support for the ACA.

I think those congressional Democrats who conceded to it were smart enough to know it would lead to this and that we would eventually drift back to a Public Option or Medicare for all in the long run.

But, seeing how they failed to garner a single Republican vote with their concession, I'd say it was an awful waste of time.

Just the same, I'm glad that "eventually" is finally arriving.

We wanted a Public Option from the very beginning and we're going to get one before it's over.

Why you ask?

Because providing basic healthcare insurance should not be a "for-profit" industry and the biggest savings of all will be realized once that aspect is eliminated.



posted on Jul, 24 2015 @ 09:37 PM
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a reply to: ~Lucidity

Medicaid expansion is another tragedy of ObamaCare. Most physicians don't accept Medicaid patients because Medicaid pays them 40% to 60% less than private insurance. There are 210,000 people within 10 miles of where I live, here in the Chicago suburbs. There are only 6 physicians in that radius who accept Medicaid patients.

Also, the people who enrolled back in October of 2014 are just now getting their "Welcome to Medicaid" packets from the state. Illinois is broke and, at the moment, has no budget in place.



posted on Jul, 24 2015 @ 09:58 PM
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Bass Ackwards,

That's what ACA is along with single payer.

For the life of me I cannot understand why no one speaks to applying anti-trust, anti-competitive laws already in existence for a long time to the medical, pharmaceutical and insurance industries.

Were this done across the board I've seen estimate of 80% cost reduction.

That being the case most would NOT need insurance for routine medical care - only much less costly catastrophic coverage.

The government would be well within its means to fully cover the poor without bankrupting the country or the taxpayer.

Yup bass ackwards.




posted on Jul, 24 2015 @ 10:10 PM
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Senator Barack Obama described in 2002 how to get America to Single Payer, like Canada has. He described the process in general terms, but what we're seeing/experiencing now probably has him and Michelle toasting each other with champagne and saying to each other, "We're almost there!".

The combined effect from the next round of Premium Increases, PPO Network Cuts, and Prescription Formulary changes will likely compel Hillary Clinton start campaigning for the addition of a "Single Payer Hillary Care" option.



posted on Jul, 24 2015 @ 10:15 PM
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a reply to: carewemust

To be honest I think that blue cross just jacked up their rates.

we were on a plan for some years at work.

then they said. we aren't going to offer that plan any more because it's not making us money.

after which they jacked up the rates and we all had to scramble to find a new insurance.

don't believe the hype.



posted on Jul, 24 2015 @ 10:21 PM
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originally posted by: Flatfish


Democrats didn't erase the "Public Option" from the ACA. That's a bald faced lie and you know it!



The Senate Finance Committee voted it down.

And in 2009, the democrats had control of the Committees.



Remember the public option? It was, for many Democrats, their absolute top priority during the health-care reform debate. But they didn't get it. A handful of conservative Democrats, led by Sen. Ben Nelson of Nebraska, made clear that if there was a public option, they would filibuster the final bill. And so it died.

Whatever happened to the public option?






The proposal to let Americans between 55 and 64 buy into Medicare looked like the key to a compromise last week. But Sen. Joe Lieberman (I-Conn.) stunned senior Democrats over the weekend with new threats to block the legislation if the Medicare provision was included.

Senate Democrats move to drop Medicare proposal




posted on Jul, 24 2015 @ 10:37 PM
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a reply to: Phoenix




For the life of me I cannot understand why no one speaks to applying anti-trust, anti-competitive laws already in existence for a long time to the medical, pharmaceutical and insurance industries.


Because the US government has the largest monopoly on insurance in the country.

There is NO SINGLE 'evil' corporation that has 100 million people like the US government has.

Medicare,Medicaid.



posted on Jul, 24 2015 @ 10:40 PM
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a reply to: carewemust




Senator Barack Obama described in 2002 how to get America to Single Payer, like Canada has.


We already have a 'single payer' system here: Medicare,Medicaid.

Everyone using hardly anyone paying for it, and PRIVATE health insurance runs circles around the governments version.

Funny part there is people on those programs are TOLD to supplement their health insurance with PRIVATE.

Which kinda defeats the purpose.



posted on Jul, 24 2015 @ 10:49 PM
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a reply to: carewemust

The worst part of all of this?

Everyone is mandated to have coverage under penalty if you don't.



posted on Jul, 24 2015 @ 10:50 PM
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a reply to: grey580

As pointed out earlier in this thread, ObamaCare/ACA forces health insurance companies to spend 85% of their revenues from Group Insurance premiums on Medical Care/Claims of covered employees. If the health insurer spends only 82% of it's revenue on Medical Claims, 3% of it's revenue must be rebated to covered employees the next year. Simply "jacking up" prices, as you put it, causes more problems, because the health insurer has to go through the trouble and expense of rebating $$$ back to you.

Since ObamaCare forced insurers to accept every citizen who could fog a mirror on 1/1/2014, they have been spending more than 85% of their revenue on medical care. Much more in most cases. If you read the post that started this thread, you'll see that in 2014 Blue Cross of Texas spent 20% more than it took in for the entire year. That's like you or me having to go into savings to support ourselves due to some unexpected big expense. That's why companies are increasing their premiums so much for 2016. It's not "jacking up" or "gouging". It's simply generating enough revenue to pay all the very expensive medical claims.

As long as people keep demanding Medical for every ailment, a pill for every physical or mental pain, and are willing to pay the medical community any price for these "treatments", the cost of your health insurance will continue to skyrocket. Like your at-home TV service, you'll probably need to change companies every 3 years. But if the Obama Administration approves the recent merger requests from Anthem/Cigna & Aetna/Humana, there will only be 4 companies to choose from.
-cwm



posted on Jul, 24 2015 @ 10:56 PM
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It's the creeping capitalist syndrome !!

Only Capitalism will salvage the failing socialist government policies and regulations.




posted on Jul, 24 2015 @ 10:58 PM
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What a wonderful system.

Insure that your customers are forced to buy your product, and you can sell it, manipulate it however you wish.



posted on Jul, 24 2015 @ 11:02 PM
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originally posted by: neo96
a reply to: carewemust




Senator Barack Obama described in 2002 how to get America to Single Payer, like Canada has.


We already have a 'single payer' system here: Medicare,Medicaid.

Everyone using hardly anyone paying for it, and PRIVATE health insurance runs circles around the governments version.

Funny part there is people on those programs are TOLD to supplement their health insurance with PRIVATE.

Which kinda defeats the purpose.


You can blame the politicians for that. When Medicare was put into effect in 1965, Congress didn't read the bill to find out what was in it. If they did, they would have not made it an 80/20 program, where Medicare pays 80% of physician charges and the Medicare recipient must pay the remaining 20%..with no limit (stop loss) on that 20%. Get a $100,000 heart bypass on Medicare, and you're responsible for at least $20,000 of the bill, in addition to the up-front $1,250 deductible.

Health insurance companies sell policies that pay the $1,250 and the 20%. It's not a mandatory purchase. It's up to the Medicare Beneficiary whether or not he/she wants to pay $130 - $160 a month (age 65) to cover that out-of-pocket liability.



posted on Jul, 24 2015 @ 11:02 PM
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Obamacare is like that movie, "Total Recall" where the folks on Mars were forced to buy Oxygen from the evil government leader.

Now I think I know where they got the idea!



posted on Jul, 24 2015 @ 11:17 PM
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a reply to: carewemust

Isn't only 4 companies of insurers to choose from in a nation of millions call a monopoly?

Meet Liz Fowler: Architect of ObamaCare, yes at the end the truth came out, Obama care was written by insurance companies, she was the right man of Obama during the drafting on the ACA.

She also got her paid off,


In recent days it has emerged that Liz Fowler, who is said to have been one of the key architects of ObamaCare, is doing what any good revolving door crony capitalist would do. She is moving to the private sector to receive her payoff. Trudy Lieberman of the Columbia Journal Review explains that:

Herewith is a brief Fowler curriculum vitae: In 2001 she had a plum job as chief counsel for the Senate Finance Committee, which deals with healthcare bills. As Greenwald’s old Salon post notes, her biography says she “played a key role” in the 2003 Medicare prescription drug law that created a new senior drug benefit—a benefit provided via private insurers, not the government, as is the case for other Medicare benefits. A few years later she landed a position at WellPoint as a vice president overseeing the giant insurer’s lobbying activities.

Fowler then returned to Senate Finance in 2008 to work for Sen. Max Baucus, who chaired the committee, which was becoming Action Central for health reform. Fowler and Baucus pretty much wrote the bill that became Obamacare—and which, we should note, did not include a proposed “public option,” which was popular with ordinary people but not the insurance companies that lobbied hard to make sure it was out of the mix.

Then this week Politico’s Dave Levinthal and Anna Palmer had a scoop: Fowler is returning to the private world, this time to a senior level position leading global health policy at Johnson & Johnson’s government affairs and policy group.


People have such short memories.

www.zerohedge.com...

The reason why Pelosi comment that first they have to pass it to see what is in it, because none of them were behind the writing of the bill.


Why is the Patient Protection and Affordable Care Act routinely referred to as “Obamacare”? Surely no one seriously believes President Obama wrote the 2,700 page bill or, for that matter, even knows what is in it. Yet the act is commonly labeled President Obama’s signature piece of legislation, the crowning achievement of his first term.

Even Nancy Pelosi would not take credit for authoring the bill, famously declaring we had to pass it in order to find out what’s in it. So if the president didn’t write the Affordable Care Act and the Speaker of the House didn’t know what was in it, why is it called Obamacare?


Remember Senator Baucus? during the time the ACA was been written behind closed doors?


Senator Max Baucus, from whose Finance Committee the legislation emerged, stood before the Senate and members of the press to publicly thank the person he credited with making it all happen:

“I wish to single out one person, and that one person is sitting next to me. Her name is Liz Fowler. Liz Fowler is my chief health counsel. Liz Fowler has put my health care team together. Liz Fowler worked for me many years ago, left for the private sector, and then came back when she realized she could be there at the creation of health care reform because she wanted that to be, in a certain sense, her professional lifetime goal. She put together the White Paper last November–2008–the 87-page document which became the basis, the foundation, the blueprint from which almost all health care measures in all bills on both sides of the aisle came.”


ACA was the biggest scam played on the tax payers in the nation.

www.spiritofhealthcare.com...

For those that still think that insurance companies are at the loosing end of ACA think again, they had their greedy dirty hands all over it.


So who is Liz Fowler? Prior to joining Baucus’ staff as the senior advisor on health care, she was Vice President of Public Policy and External Affairs for none other than the aforementioned number two insurance company, Wellpoint. Not to put too fine a point to it, but the chief lobbyist for AHIP (America’s Health Insurance Plans), a national trade organization of over 1,300 insurers, infiltrated the Senate Finance Committee and wrote a law to benefit not the American people, but the entire insurance industry. As it turns out, the Patient Protection and Affordable Care Act is not intended to make health insurance more affordable for the American people. It is designed to make the American people more affordable for the health insurance industry.


www.spiritofhealthcare.com...

That is why Obama care made sure that people will be mandated into buying insurance specially the working tax payer class and the reason that control over the increases on insurance was never addressed fully

Enjoy.




posted on Jul, 24 2015 @ 11:24 PM
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originally posted by: beezzer
a reply to: carewemust

The worst part of all of this?

Everyone is mandated to have coverage under penalty if you don't.


Maybe because those who don't have coverafe cost those who do have it more?

And either way, you pay....someone pays.

The worst part to me is that insurance companies are still in the mix at all making profits off what should be non-profit and cost us all even more for something that is a fundamental thing for everyone.



posted on Jul, 24 2015 @ 11:30 PM
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a reply to: ~Lucidity

No, most people that had insurance before ACA are the pool of people that work and pay taxes those are the ones that now are going to be gouged to pay for Insurance companies shortcomings.

Those that never bought insurance still can not afford it and they will not be mandated if they are under the poverty level, they still will be visiting the emergency rooms as usual and the ones that will be falling into the expansion of Medicaid pay by those that are forced to pay for higher insurance prices by scare of been penalized.

The poor still can not afford ACA.

Let no forget that by 2016 the tax increased behind ACA are going to hit again the working tax payers fully.



posted on Jul, 24 2015 @ 11:38 PM
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a reply to: marg6043

Your post describes perfectly why Jonathan Gruber made his various "Americans are Stupid" comments, while the ACA was being rough-drafted by the Obama Administration in 2008-2009. Most of it was behind closed doors and not one Republican voted to pass it. "Scam" is an understatement. But the chickens are returning home to roost now...



posted on Jul, 24 2015 @ 11:47 PM
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a reply to: carewemust

So sad actually, I remember been here in ATS during that time debating the issue of the ACA and dissecting whatever we were allow to learn about it, many here were so intense in the issue, ACA proved to be exactly what many thought it will never become and is about to get worse.




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