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originally posted by: theMediator
Banks are the worst...
When the banks charge NSF fees, shouldn't they at least COMPLETE THE DAMN PAYMENT? The bank didn't lose anything from not being able to send the payment, NOTHING AT ALL. They just create a fee "poof" out of nowhere yet they didn't give ANY service in exchange.
It would be like going to the movies, but then the theatre would notice you are missing a nickle...so they keep the money you already payed, you can't see the money and you can't get a refund. This is not fair, it's not justice, it's not even HUMAN.
Any NSF with under 50$ missing should be covered by the banks, hell they make billions of dollars. I wouldn't mind the fee if they actually DID SOMETHING instead of just being CROOKS.
originally posted by: Xcathdra
a reply to: Telos
Commerce Bank got caught pulling that stunt and had to pay out to its customers. Apparently they were deducting the highest check amount and then working their way down. This allowed the bank to issue overcharge fees for any transaction that "bounced".
After the lawsuit they are now required to process checks smallest to largest to prevent the, as I call it, snowball effect.
Nothing like a $35.00 charge for 75 cents over the limit.
originally posted by: okrian
Yeah, cute and all, and I'd love for the banks to get a taste of what we go through. But not buying that this is real, and not from an 86 year old woman. Sources prove no authenticity whatsoever.
originally posted by: babybunnies
For me, the biggest rip off of banks is when they charge an NSF fee that is bigger than the cheque, due to not having enough funds.
They're perfectly happy to put your account FURTHER into arrears than it would have been had they just allowed the cheque to go through in the first place.
originally posted by: Ahabstar
a reply to: Elementalist
The solution is to not use banks. If enough people decline to feed the beast, then it will starve and die.