posted on Dec, 1 2014 @ 07:31 PM
a reply to: Grovit
You've received some good advice here. I certainly wouldn't worry about maxing the card out monthly by any means, as long as you're able to manage
within terms any debt you incur on the card and pay on time, your credit rating will improve and you'll get better offers ad well as be able to
request limit increases/APR reductions on the current card.
A car loan is definitely good as well, just be sure to NEVER over-extend and always be able to meet your obligations.
I started off with a card at $2k limit about a decade ago, always paid on time and had a car loan, and now I have a ridiculous amount of available
credit across multiple cards and a very high credit score. Just don't get wound up in it so as to avoid constant debt and various penalties and
you'll get there with no issue.