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originally posted by: TurtleSmacker
a reply to: onequestion
I still say responsibility for putting more debt on your plate than you can handle ultimately falls to the 18yr old seeking the loan, it's his or her job to fix his debt problems. Certainly not the taxpayer.
originally posted by: jhn7537
Adult brains don't fully mature till their 25 years old. We have 18 year olds making financial decisions that will impact their lives well into their later years... I do believe adults 18 year olds are capable of making sound decisions, but there's definitely a sizable group that are chasing dreams with their majors that aren't realistic today... Here is where we need educators/counselors/etc. to step in and hopefully point these students in the right direction.... I've known quite a few college recruiters in my day and unfortunately, they don't always have the students best interest at heart. If anything, the student is typically a commission (in a way) where they will do whatever it takes to get them enrolled. This type of system has it's obvious flaws because a recruiter (similar to the military) will tell you what you want to hear and will play right of the sentences that come out of your mouth... What we need is more people helping these young adults through the process, giving them sound/legit advice, NOT working towards company enrollment quotas, but instead what's the BEST thing for the student, so we are setting them up for success and not failure when they graduate...
originally posted by: onequestion
a reply to: jhn7537
Your right I agree and that's another issue that needs mainstream attention. The culture in college right now is bad and it's about partying.
I'm the oldest so I had the opportunity to have all the trial and error fro. My parents. So we have to Uniquely different experiences that are large indicators in the way things turned out. Like you my younger sister has seen all her older brothers mistakes and is also making better choices.
It's funny how it works isn't it?
originally posted by: pexx421
Personal responsibility??? What a joke. What do americans know of personal responsibility? It always tickles me when right wingers talk about this. The vast majority of americans, rich and poor, live the life of "luxury" they have, with iphones, cars, large TV's, relatively cheap gas, all on the backs of nations that they have bombed or raped for natural resources, or export sweat shops and slave labor to. So apparently, personal responsibility means "whatever you can legally steal or exploit". Now this paradigm is being focused on our own people.....big surprise there.
All that being an aside.....to the people who "did it myself in my day"....GUESS WHAT? Its not your day anymore. According to the national department of labor, last month there were 90,000,000 americans of working age not employed or looking for work. Oh, and another 10,000,000 that were looking for work (ie our statistic of 6% unemployment). Taken together, that means that fully 1/3 of our working age American work force (250,000,000 or so) is UNEMPLOYED. Eat that for a second. What that equals is a massive surplus of labor, intentionally created through oursourcing and lax immigration policies. Its not a fair system, its not supposed to be a fair system. Anyone who thinks it is fair is utterly brainwashed or so self centered to have no clue how the majority lives.
Where I live there is a state university (LSU) and a community college. Yes, the community college is only 1400 a semester, but it only gets you to your associates.....which other than mine (ultrasound), and say, nursing, no other associates is worth any more than toilet paper. LSU, on the other hand, costs about 500 a credit hour, or 6000 a semester....not chump change. Online universities are close to the same in price. Ludicrous. 30 years ago, most colleges cost about 600 a semester. Our parents didn't pay near what we did, and the state covered much more. What a horrible burden for them. What was their result? A larger, better workforce, a better economy.
I am tired of people on here and other places fixating so much on "these kids don't deserve....", on what people should be given because they "deserve" it or not. Do all people deserve to be free from threat of harm? Or does personal responsibility mean that every one is responsible for policing their own block, putting out their own house fire, building their own street? How is health care or education any different from this? Oh....yeah....theres a bunch of greedy old men standing to make a massive profit off of it. So they campaign, telling the people that there's one more thing they want to shift the burden of cost onto the public for, and the sheeple eat it up, as they vote away yet more of our support systems, along with our bill of rights, our labor protection laws, our regulation of finance laws, and our regulation of fair news representation, all of which our forefathers bled and died to provide us so we would not be victims of the exploitation of the monied powers in our nation. Good job sheeple. I cant wait to see where this goes. Oh, wait....all I have to do is look about 300 years in the past, to feudal western society.
originally posted by: pexx421
one more thing.... to those who grew up in the 60s-80s saying they worked minimum wage jobs to get though college, and others saying that's what real hard working people do. Minimum wage back then went way further than it did today. To say you can work full time at a entry level position and still go full time to school....its much harder than it used to be. And its only going to get worse for your children. Entry level jobs in 1970 paid the equivalent of 18 dollars an hour in todays society. If we still got the same purchasing power from entry level jobs, yes, it might be feasible. At todays rates....its just not.