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Putting an 18 year old into 120k debt should be considered criminal

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posted on Sep, 20 2014 @ 07:16 PM
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originally posted by: onequestion
a reply to: opethPA

Your problem is you only see the "self" and not the communal factor in the success of a society or nation. It is OUR responsibility to ensure the success of every American.

THAT will bring us a bright future, THAT will bring us prosperity not just economically but on a humanitarian level.


This was not a nation founded on being communal. If that's what you want, move to a socialist nation where it is all about the greater good and 5 year plans.




posted on Sep, 20 2014 @ 07:17 PM
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a reply to: onequestion

Even though that is a very bold statement to say that every bank would've given out a 120k loan to an 18 year old for a house with no way to back it up, I'll bite and pretend that's true for a moment.

I suppose you think the wife of the man who made that fictional scenario possible is the one who's going to fix this, along with Mrs Eliza Walletgrabber?



posted on Sep, 20 2014 @ 07:18 PM
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a reply to: jhn7537

Israel is in the Western world now? That must have been a helluvan earthquake.



posted on Sep, 20 2014 @ 07:18 PM
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a reply to: TurtleSmacker

Apparently you haven't been paying attention.

That's literally what happened but the money was for houses.



posted on Sep, 20 2014 @ 07:18 PM
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originally posted by: Answer
[

Your side are the only ones claiming "free." Many of us have used the term "affordable" but I haven't seen anyone say "free."

Your tax dollars are going to support people who don't want to work and would rather suck from the government teet. Is that somehow better than your tax dollars making it easier for people to get an education?


How is it not already affordable? You do realize that there are public schools and state financial aid? Someone's choice to go to Harvard for $40k a year does not mean a school not far away isn't charging significantly less. These kids who are racking up massive debts are choosing top-tier and usually private universities.



posted on Sep, 20 2014 @ 07:18 PM
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I feel education should cost some finite amount, do I know the correct figure? No, but I do believe it should cost something... The reason why I believe it should cost something is because it helps separate those who care, from those who will just take it because it's "free"... I want people to care about their education, I want people to be motivated by their education....



posted on Sep, 20 2014 @ 07:18 PM
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originally posted by: ketsuko

originally posted by: onequestion
a reply to: opethPA

Your problem is you only see the "self" and not the communal factor in the success of a society or nation. It is OUR responsibility to ensure the success of every American.

THAT will bring us a bright future, THAT will bring us prosperity not just economically but on a humanitarian level.


This was not a nation founded on being communal. If that's what you want, move to a socialist nation where it is all about the greater good and 5 year plans.


This nation was founded on the idea that we would not keep a standing army. Irrelevant facts are irrelevant.



posted on Sep, 20 2014 @ 07:19 PM
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a reply to: ketsuko
The nation itself was not communal, but the communities were.



posted on Sep, 20 2014 @ 07:19 PM
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originally posted by: intrepid
a reply to: jhn7537

Israel is in the Western world now? That must have been a helluvan earthquake.



I'm sorry, I must have missed the whole "western" part you mentioned... I just assumed you meant all nations, not just western...

Reading comprehension is not strong with this one.... hahahahahaha



posted on Sep, 20 2014 @ 07:19 PM
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a reply to: ketsuko

Explain healthcare, the road system, taxes, the military the police force, fire departments, hospitals, and everything else that tax pay for.

But you don't want to see that do you?

That's all community funded but somehow funding education isn't important.

We don't want innovators and we don't want to enable our economy we just want people to have to do everything on their own.
edit on 9/20/2014 by onequestion because: (no reason given)



posted on Sep, 20 2014 @ 07:22 PM
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a reply to: TonyBravada
Because people are told that a harvard education is worth 1000 times more than a community college education, by education institutions we grow up in. Don't even try to act like it doesn't matter. There is a reason that rich people send their kids to harvard etc. To give them an advantage. If the job is narrowed down to joe blow that went to some generic state college, and joe blow that went to harvard, who is more than likely going to get the job?

edit on Sat, 20 Sep 2014 19:24:58 -0500 by TKDRL because: (no reason given)



posted on Sep, 20 2014 @ 07:24 PM
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Yes it should. And that is the only possible standing from anyone who puts their kids first and doesnt buy into ISMS.

Finland has this right.



posted on Sep, 20 2014 @ 07:25 PM
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a reply to: TKDRL

The Ivy League schools are social networking parties for the elite so their kids can be entitled to the riches of their parents and that's why they exist the way they do and have the massive endowments they have.

Look at the percentages of CEOs and politicians that are from the top ten I stitutions in the United stated and across the globe and you'll really get a perspective on the oligarchy.

Limiting educational opportunities is the worst thing we could to change this fact.



posted on Sep, 20 2014 @ 07:27 PM
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originally posted by: intrepid
a reply to: jhn7537

Israel is in the Western world now? That must have been a helluvan earthquake.


Every country that did not want another WW2 ... and Canada benefits greatly from the US military as they are close to Russia yet never needed to worry about an invasion by Russia for the past 70 years.

Ask Ukraine and Georgia what happens when Russia wants something from it's neighbor.

As I already said, and OP ignored ... I graduated debt free. 100% debt free. And would have MADE $15,000-$20,000 over two years getting my Master's had I not moved.

Keep ignoring facts you don't like.
edit on 20-9-2014 by OccamsRazor04 because: (no reason given)



posted on Sep, 20 2014 @ 07:27 PM
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I especially shake my head over posts going on about how you shouldn't choose anything other than some menial education and its like Rockerfeller deigning to dirty his little demonic pinkies to answer to a mere mortal (progressed angel to him), daring to dream and pursue a joy or calling. And I think of earth and all its resources and how you can accept hell or make heaven for your kids, and how you take the same ingredients and a good cook turns out a wonderful meal but they take those ingredients and turn out gruel.

Those ingredients are the resources and energy on earth.
edit on 20-9-2014 by Unity_99 because: (no reason given)



posted on Sep, 20 2014 @ 07:29 PM
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a reply to: onequestion

So I imagined those folks I know who had to make massive downpayments on houses and cars owing to the fact that they had suboptimal credit ratings?

As well as those younger folks in the family who couldn't even get a secured line of credit due to touchy lending practices?

The only irresponsible lending I've seen in recent years were the subprime mortgages of the 90s and the ridiculous student loans post-millenium. (That certainly doesn't mean what I've seen is evidence to the larger picture).

I still say responsibility for putting more debt on your plate than you can handle ultimately falls to the 18yr old seeking the loan, it's his or her job to fix his debt problems. Certainly not the taxpayer.



posted on Sep, 20 2014 @ 07:30 PM
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ANYONE who can get accepted into a college can find a cheap school to go to. Almost everyone with a family income under $50,000 qualifies for state and/or federal grants. College is not expensive. Community College is cheap or free for nearly everyone that goes to one.

You are mistaking the problem with high-end private Universities with every college in the country. I am growing too bored with this conversation to look up current figures, but in 2003 the in state tuition in both California and Utah for state Universities was under $2,000 a semester. You can simply move to one of the states with cheap in-state tuition and work for 2 years and then pay in-state tuition with state and federal grants to boot (probably a good idea to take a break to think about things and experience the world a bit before committing to a specific degree right after high school anyway).

How is that not affordable? If you don't think you should shop for a school or anything else (because you just do what your counselor says and shell out the cash for a Princeston liberal arts degree, which is BS anyway, counselors tell you to go to community college) then I've got a brand new Honda Civic to sell you for only $90,000. It's got all the options you could ever want! Just don't look at another dealer's prices...
edit on 20-9-2014 by TonyBravada because: (no reason given)



posted on Sep, 20 2014 @ 07:31 PM
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a reply to: TurtleSmacker

Nah.

We have a hand in guiding our young in this country.

It's our fault. Not someone else's.



posted on Sep, 20 2014 @ 07:32 PM
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a reply to: onequestion
Yep. I grew up poor, and could not secure a college loan at all. Parents didn't own nothing that could serve as collateral. So I did the bluecollar thing. I apprenticed, became a master tradesman, and even that didn't secure my future. We were stupid, and played by the rules, and refused to take advantage of lax immigration laws, and lost just about everything as a result. I know people my age that went to college and got degrees that are in the same boat, or even worse off than I am. The jobs they needed not only demanded a degree, but years experience on top of that. Good luck getting experience if no one wants to hire you without experience.



posted on Sep, 20 2014 @ 07:33 PM
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a reply to: TonyBravada

Show me statistical data the shows the debt to I come ratio of college graduates.

Let's see who the data supports.




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