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originally posted by: HanzHenry
originally posted by: Kangaruex4Ewe
She has found out (like the rest of us) that Obamacare is not as affordable as promised.
Of course, it was written BY the insurance companies. The industry that profits off of something gets to design the program that becomes law? W T F ?
healthcare companies are first place in the SCUMBAG category.. I mean profiting off of people sick/injured/dying?
Can NOT possibly be a bigger pile of excrement than that pretty much.
how about you and I start a widget company, then have the govt come to us to write the program and laws about mandatory widget buying by every citizen?
originally posted by: lynn112
This doesn't surprise me at all and I'm sure she won't be the only one being shocked by a large repayment of overpaid subsidies come tax time next year.
Regarding the ACA as a whole, this whole mess could have been avoided and things simplified by just doing a couple of things;
-limit lawsuit amounts to reduce liability ins. costs.
-limit the markup on pharmaceuticals. (5% above cost)
-limit profit margins on health care supply companies, hospitals and physicians can charge. (5% over cost)
-disconnect our health ins. policies from our employers to allow competition, and better rates.
-offer Medicaid buy-in policies for the following - those who have been denied or are only offered unaffordable ins. policies, the elderly, disabled and those who can't get affordable policies elsewhere.
-add an emergency fund for cases where a private ins. policy can be supplemented by Medicaid during medical crisis's that exceed a certain percentage of income. (to cover those horrid deductibles for low-income families)
These are just some of my ideas that I believe would reduce costs, offer a fail-safe for those who fall through the cracks and utilize systems already in place.
originally posted by: OccamsRazor04
I also want to be clear that the experience of one person is meaningless. There will be winners and losers, the overall outcome is what matters.
The Obama administration has quietly adjusted key provisions of its signature healthcare law to potentially make billions of additional taxpayer dollars available to the insurance industry if companies providing coverage through the Affordable Care Act lose money.
The move was buried in hundreds of pages of new regulations issued late last week. It comes as part of an intensive administration effort to hold down premium increases for next year, a top priority for the White House as the rates will be announced ahead of this fall's congressional elections.