posted on May, 22 2014 @ 04:30 PM
a reply to: DontTreadOnMe
No, actually. One of the things that the ACA did was broaden the acceptance sphere of Medicaid and people with disabilities. My mistake was, a long
time ago, not applying for any kind of disability benefit immediately following my insurance loss. However, I thought that I would be insured through
new employment and ended up moving to the Navajo reservation where employment preferences towards Navajo are legislative. Volunteer work didn't
provide benefits. That created a medical record gap that made obtaining any kind of disability related health insurance unfeasible. The changes in
the ACA, however, allowed me to be accepted not only by Medicaid but by my state's disability plan as well. As I stated in my above post, I'd tried
to obtain that in 2008 and was denied. Basically, I was disabled and fell through the cracks.
I have basically spent the last year and a half losing my vision along with a host of other serious problems, with the thought that I could die being
very present in the back of my mind. That's a tough way to exist especially when you have two children who absolutely depend on your existence
(terrible family so if I'm gone, they really are being thrown to the wolves). I thought I was being overly dramatic but I wasn't. I had an
infection in my jawline that was impacting my neurological function to the extent of causing facial droop, right side tremor and diplopia and have
significant damage in my neck due to a fall relating to balance and perception issues--probably from that infection. Much of the former is repairing
now on its own with the source of the infection eliminated. Still need an MRI so not sure what they're going to do about my neck but it's looking
like traction at the least or surgery.
My deductible so far has been nothing. Not a penny. That might make people mad but let's look at it this way. If I remain fully disabled, I will
have to start drawing SSDI fully. No joke as I'll eventually lose the function of my arms. Getting treated and repaired, on the other hand, is
going to make it so that I will be able to go back to work and become a tax payer again, hopefully within the next 6 mos to year depending on what
remains to be done and that MRI. I have two degrees, an insane work ethic (150%) and a ton of experience. If any get mad at my having no deductible
because my body got broken, which would you prefer? That I slowly rot in my home sucking away at our country's tax revenues or in a coffin with two
practically orphaned children or that I become a viable taxpaying citizen again?
I'm personally very happy to be looking forward to the latter and thanks. I have hope again.
edit on 22/5/14 by WhiteAlice because: (no