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That is why the American form of Government has specific checks in place for those concerns, and we are not a Democracy, rather a Constitutional Republic.
That has nothing to do with the topic at hand though. - See more at: www.abovetopsecret.com...
originally posted by: Wrabbit2000
a reply to: spirit_horse
So.....We got ourselves into a fine mess this time, didn't we?
originally posted by: DontTreadOnMe
a reply to: Flatfish
Please, tell me how single-payer will curb costs?
Make drugs affordable.
If I cannot afford the premiums now...I sure as hell won't be able to afford the taxes to pay for single payer.
Where does the cost containment/reduction come into play with your scheme????
What is the difference between the plans offered in the Marketplace?
The Marketplace offers:
This is the lowest cost plan available.
It has the lowest premiums and the lowest actuarial value.
The actuarial value of a bronze plan is 60%. This means that 60% of medical costs are paid for by the insurance company, leaving the other 40% to be paid by you.
This is the second lowest cost plan.
It has an actuarial value of 70%. This means that 70% of medical costs are paid for by the insurance company, leaving the other 30% to be paid by you.
This is the second most expensive plan.
It has an actuarial value of 80%. This means that 80% of medical costs are paid for by the insurance company, leaving the other 20% to be paid by you.
This is the plan with the highest premiums.
The Platinum plan as an actuarial value of 90%. This means that 90% of medical costs are paid for by the insurance company, leaving the other 10% to be paid by you.
These are plans for people under 30.
They usually have high deductibles, essential benefits and low premiums.
Where can I find an “Employer Coverage Tool” form?
You can probably get an “Employer Coverage Tool” form by visiting your job’s Human Resources Department or by contacting the person in charge of health insurance plans in your place of work. You can get this form on their website.
Can my children be denied coverage if they have asthma or diabetes?
No. Under the new health reform, insurers can no longer deny coverage to children because of a pre-existing condition, like asthma or diabetes. Health insurers will no longer be able to charge more or deny coverage to anyone because of a pre-existing condition.
Where does the funding go in the communities?
Under ObamaCare, funding is increased to promote better health and services in all communities.
The funds are used to:
Support ongoing health center operations.
Establish new health center sites.
Support major capital improvement projects.
Help enroll uninsured Americans in the Health Insurance Marketplace.
Hire more workers.
To repay educational loans and provide scholarships to primary care physicians, dentists, nurse practitioners, physician assistants, behavioral health providers, and other primary care providers who practice in areas of the country that have too few health care professionals.
How does ObamaCare help the Medicare Program?
Under the national health reform there are major changes that create a stronger Medicare Program.
Prescription drugs are now affordable for seniors.
In 2012 206,304 individuals in Indiana saved over $140 million, or an average of $680 per beneficiary.
In 2012, people with Medicare in the “donut hole” received a 50 percent discount on covered brand name drugs and 14 percent discount on generic drugs.
In Indiana, people with Medicare saved nearly $421 million on prescription drugs because of the Affordable Care Act.
Under the health care law, coverage for both brand name and generic drugs will continue to increase over time until the coverage gap is closed.
Preventive services are covered with no deductible or co-pay.
No deductibles and co-pays let seniors and people with disabilities stay healthy by detecting and treating health problems early.
ObamaCare protects Medicare’s solvency.
The health care law extends the life of the Medicare Trust Fund by ten years.
From 2010 to 2012, Medicare spending per beneficiary grew at 1.7 percent annually.
The health care law helps stop fraud with tougher screening procedures, stronger penalties, and new technology.
Do all plans sold in the Marketplace comply with the new health reform?
Yes. All health insurance sold on official Marketplaces must include all the new benefits, rights and protections of the Affordable Care Act. To access ObamaCare in Indiana you can visit their website.
If you have any questions contact Healthcare.gov by calling 1-800-318-2596
TTY: 1-855-889-4325. Available 24 hours a day, 7 days a week.
What is the official Marketplace for Indiana?
HealthCare.org is your state’s official Marketplace for Indiana.
What is the FPL (federal poverty level) needed to receive ObamaCare subsidies?
ObamaCare subsidizes those with incomes ranging from 139% to 400% of the FLP. It also helps to make Medicaid and CHIP available for those below the 139% mark. Subsidies are given as refundable tax credits.
In 2013 400% FPL was:
$45,960 for single person.
$62,040 for a family of two.
$78,120 for a family of three.
- HealthCare.gov is your state’s official ObamaCare website for Indiana.
- All health insurance sold on HealthCare.gov includes all the new benefits, rights and protections of the Affordable Care Act.
- Not everyone who doesn’t have insurance will be charged a fee or will get cost assistance.
- How much you pay for your premium depends on your income and household size.
- ObamaCare subsidizes those with incomes ranging from 139% to 400% of the FLP (federal poverty level). In 2013 400% FPL is $45,960 for single person, $62,040 for a family of two, and $78,120 for a family of three.
- ObamaCare helps to make Medicaid and CHIP available for those below the 139% mark.
- Subsidies are given as refundable tax credits.
- Location, income, smoking status, family size and age all affect the cost of your health insurance premium.
- Affordable health insurance is defined as 8% of your income.
- Health insurance companies do not have to offer every tier of plan, but within the Indiana health insurance Exchanges, all health insurance companies must offer at least one silver plan and one gold plan to consumers.
originally posted by: jrod
originally posted by: whyamIhere
The Doctors hate it. The more I deal with it, the more I hate it.
This is done to make single payer look more attractive....It's working.
I fear, just like we are now required to pee in a bottle for work to look for drugs, soon we all will have to do it for our healthcare.
ObamaCare was not meant to make a single payer system look more attractive, that is just a side effect. It was a gift to the health insurance industry, and industry that is failing in providing First World healthcare and will continue to do so as long as profits are more important than the patient. ObamaCare has forced us to buy a defective product.
A single payer system will wipe out the health insurance industry in the US. They will not let that happen.
You say you only want the best. I say you only want the best for you and your self made society of technocratic experts.
originally posted by: Wrabbit2000
a reply to: lindalinda
It became a choice within the states and among the states after that Super Court decision. Most states failed. A few are fighting..and ones like mine? Well.. We have the structure to fight and the law to back it, passed on the basis of that Super Court decision. We just have a Governor as interested in following it as those in Washington. Not good..but the failure is ours to live with by electing the man.
originally posted by: MyHappyDogShiner