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23 usd every two weeks at my job for the following insurance??????

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posted on May, 5 2014 @ 06:47 PM
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a reply to: tinker9917

I'll give that a looking into. my second job doesn't give insurance at all to part timers. sadly part timers go from 0 to 40 hrs a week. only asst mgrs and store managers get insurance.
aren't all jobs supposed to offer good insurance as per ACA? Or does that not go into effect for another year?

I'd not mind going w/o insurance but I have a few things I NEED help with so I'm kinda rooting about for insurance. I'm going to try to get on medicaid too, but with both jobs, I'm bringing in about 1700 a month. I may make too much now.


1700 a month.
too much.
oh let me laugh.



posted on May, 5 2014 @ 06:53 PM
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a reply to: sarra1833

I read somewhere that the tax rate in Canada is about the same as here in the USA yet they get health insurance for that price.



posted on May, 5 2014 @ 07:03 PM
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a reply to: rickymouse

All I know is I have 2 jobs, and still have zero insurance.
This is really sad. Wonder how many others are in my shoes.



posted on May, 5 2014 @ 07:06 PM
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a reply to: rickymouse

Thats where im not sure what rate of taxe is in the usa, i know like in canada its different from state/province, and im not sure what percentage of an average americain pays in taxes off is salary, i pay close to 30% on my monthly salary on different taxes,healthcare,and what not. I also pay 160$ a month for extra health coverage from my work, to help cover chiro,physio,naturopath, and dissability pay.
edit on 5-5-2014 by dukeofjive696969 because: (no reason given)



posted on May, 5 2014 @ 07:23 PM
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originally posted by: rickymouse
a reply to: sarra1833

I read somewhere that the tax rate in Canada is about the same as here in the USA yet they get health insurance for that price.



I think the reason health care fits into Canada's budget is because our military budget is so very much smaller than the US's.



posted on May, 5 2014 @ 07:37 PM
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originally posted by: sarra1833
a reply to: tinker9917

I'll give that a looking into. my second job doesn't give insurance at all to part timers. sadly part timers go from 0 to 40 hrs a week. only asst mgrs and store managers get insurance.
aren't all jobs supposed to offer good insurance as per ACA? Or does that not go into effect for another year?

I'd not mind going w/o insurance but I have a few things I NEED help with so I'm kinda rooting about for insurance. I'm going to try to get on medicaid too, but with both jobs, I'm bringing in about 1700 a month. I may make too much now.


1700 a month.
too much.
oh let me laugh.


I think you do qualify for medicaid. Also, your state may have a group plan for low income workers.
Another option is to incorporate, get a LLC and qualify for a group plan thru the SBA.

or join us.....www.aflcio.org...
edit on 5-5-2014 by olaru12 because: (no reason given)



posted on May, 5 2014 @ 07:43 PM
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originally posted by: snowspirit

originally posted by: rickymouse
a reply to: sarra1833

I read somewhere that the tax rate in Canada is about the same as here in the USA yet they get health insurance for that price.



I think the reason health care fits into Canada's budget is because our military budget is so very much smaller than the US's.


That is definitely a probability. Our military costs a lot of money.



posted on May, 5 2014 @ 08:28 PM
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originally posted by: dukeofjive696969
a reply to: sarra1833

Im sorry that you are angry with your situation with healthcare coverage, in canada you pay taxes directly off your pay checks, i make on average 3000 a month, which about 500 a pay check is taken off to cover healthcare,pension plan, and so much more.

Im not sure americans understand how much us canadians pay in taxes, its pretty high on average.


That's 750 a week...Are you saying they take 500 bucks from your 750 each week?



posted on May, 5 2014 @ 08:31 PM
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originally posted by: olaru12
In America health care is for profit, Insurance is for profit, pharma is for profit, but let's not take care of the citizens of this country because that would be a socialist/commie solution. Let the corporations reap the profits and stfu.

My union dues pay for my insurance and it's a bargain with dental, vision, health all bundled together.



Is yours one of the unions that Obama made exempt from Obamacare???



posted on May, 5 2014 @ 08:58 PM
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a reply to: Iscool

I looked at one of our recent paycheques, and it was taxed at 26%.
$5715 - and from that was $1488 tax taken, and another $375 for Canada pension plan and unemployment insurance.

That's not so bad. At the yearly tax time, after deductions and such, we always get money back.
It's nice to not have to worry about paying for basic medical.
Dental and vision care though, cost a small fortune.



posted on May, 5 2014 @ 09:27 PM
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originally posted by: sarra1833
a reply to: tinker9917

I'll give that a looking into. my second job doesn't give insurance at all to part timers. sadly part timers go from 0 to 40 hrs a week. only asst mgrs and store managers get insurance.
aren't all jobs supposed to offer good insurance as per ACA? Or does that not go into effect for another year?

I'd not mind going w/o insurance but I have a few things I NEED help with so I'm kinda rooting about for insurance. I'm going to try to get on medicaid too, but with both jobs, I'm bringing in about 1700 a month. I may make too much now.


1700 a month.
too much.
oh let me laugh.


From what I understand you are asking, no. Any job you work less than 30 hrs/week does not have to offer insurance. That's why so may employers have cut employees' work hours.



posted on May, 5 2014 @ 09:43 PM
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originally posted by: snowspirit
a reply to: Iscool

I looked at one of our recent paycheques, and it was taxed at 26%.
$5715 - and from that was $1488 tax taken, and another $375 for Canada pension plan and unemployment insurance.

That's not so bad. At the yearly tax time, after deductions and such, we always get money back.
It's nice to not have to worry about paying for basic medical.
Dental and vision care though, cost a small fortune.


Are you saying that they deduct unemployment insurance tax from your paycheck and is not paid by the employer?



posted on May, 5 2014 @ 09:51 PM
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a reply to: tinker9917

We pay a portion and the employer also pays a portion. I think the rate is 1.4% of what the employee pays.
The Canada pension plan is both employee and employer paying equal amounts



posted on May, 6 2014 @ 04:39 AM
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a reply to: sarra1833

Why don't you Americans come and live in UK. It would be nice to have English speaking migrants come to this country for a change.

I had to have tests a few months back. Went to the Doctors he did a small test. From the results of that small test he booked me A hospital appointment to see specialist Doctor. I had To go to Urology Dept and have a camera shoved down my Urethra to look at my bladder (stings like hell) also a Prostrate check. I also had Ultrasound scan on my Kidneys an X-ray on my lower Abdomen and CT scan on other parts down there. The results were clear in the end.

Cost me nothing at all as live in the UK. I can see my Doctor 100 times a year if i had to.

I know the NHS has its problems but the treatment I got was spot on and first class all the way.

Why doesn't the USA adapt a similar system to the NHS. If a small country such as the UK can give away free health care then surely the US can too. I just don't get it! Every country in the world should offer free health care as a primary policy.



posted on May, 6 2014 @ 12:08 PM
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Your rants are so predictable. Really. Another one. Oh, joy. The fact is $23 every two weeks is extremely cheap insurance and you pretty well get what you pay for. A comprehensive physical, one of them, costs about what you pay. So what's it good for? It would be pretty good as a tracking device. It would show up pending diabetes, for example, or any other disease that would show up in a blood test. Those are kinds of things that need to be caught early before they progress.

So what do you expect for $50 a month? Emergency room visits every time you get the sniffles? The thing is, given what you SAY your income is, you quite obviously qualify for medicaid--if your state offers extended medicaid to fill the gap between traditional Medicaid and Obamacare. That you seem incapable of figuring that out is not anyone's fault but your own, but no doubt you have an excuse as all your rants are filled with excuses why things aren't going your way.

Given your rants as a whole you embody the perfect example of the Entitlement Generation. Nothing is ever your fault and you want a whole lot if stuff for free. It's obvious nothing is going to change for you until your attitude does. But by all means move North. There's nothing stopping you, though they'd be idiots to take you in.



posted on May, 6 2014 @ 10:00 PM
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originally posted by: snowspirit
a reply to: Iscool

I looked at one of our recent paycheques, and it was taxed at 26%.
$5715 - and from that was $1488 tax taken, and another $375 for Canada pension plan and unemployment insurance.

That's not so bad. At the yearly tax time, after deductions and such, we always get money back.
It's nice to not have to worry about paying for basic medical.
Dental and vision care though, cost a small fortune.



I pay 7k a year here in my neck of the u.s. for my family a little over 500 a month , 20 dollar copay, 5 bucks for most medications. Not much different than Canadian taxation when you have a salaried position here i guess.

I am all for people doing what they want in life, but I sure wouldn't settle on making 8.25 an hour in 2014.



posted on May, 6 2014 @ 10:58 PM
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a reply to: schuyler

Schuyler, I love you. Seriously. We get along great in other posts/topics, but we never see eye to eye in rants. It's all good. I just rant when things are seemingly moronic as life can be. I have held a few jobs in my life, most fast food, and every insurance others have offered usually were around 15 to 30 dollars per check (every two weeks) and they would offer medicine coverage, ER visits, checkups, hospitalization stays, certain surgeries, even separate opt in pay insurance for vision and dental - braces, root canals, fillings, denture creation and fixing, etc., and so on. So yes, I honestly feel this rant was well warranted when a physical costs about 70 dollars at the most - not 600 dollars as what us workers would pay if we got that "Insurance'' for a year. I have never worked at a place which offers a once a year check up only and that is all you get. Insurance, unless I am wrong, is to help folks by paying some of the bill so they don't have to foot 100% of everything once out of pocket is paid up.

Even mcdonalds offers amazing benefits, I've worked for them, you're paying about 33 dollars per paycheck for the medical and about 12 for dental/vision. Then the rest is here as well: www.aboutmcdonalds.com...

THAT is pretty similar to the benefits I have had the options of getting at pretty much all of my past jobs too. I mean.... THAT or something close was what I was expecting from the Hut. Not a 'one time a year checkup and that is all'. I"ll pay a one time 70 dollar bill to go to a checkup, not 600 dollars.
edit on 43pmTue, 06 May 2014 23:03:43 -0500Tue, 06 May 2014 23:03:43 -0500pm1833 by sarra1833 because: (no reason given)



posted on May, 6 2014 @ 11:08 PM
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a reply to: KilroyRock

That 8.25 is going to be turning into a 40k a year range within six months, then within a year if not sooner, 62k. If I choose to go higher, I'm looking at 73 to 86k a year there. Six months passes faster than most of us like (reminds us of our mortality, haha).



posted on May, 7 2014 @ 02:59 PM
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Where I work all part time workers are held to less than 24 hours a week now that ACA is here. Before ACA part timers where offered insurance if they were working 24 hours a week, with most getting at least 32 hours a week.We will operate short handed and the few of us full timers are offered overtime instead. We get our Health Insurance thru my wife's part time job. It's union and cheaper and better than that offered by either of our full time jobs. and with a reply to: tinker9917



posted on May, 7 2014 @ 04:50 PM
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Insurance in America is quickly becoming a joke. Because of 'Obamacare', my insurance company is changing what is covered. My wife recently went through cancer and now we are told that there are new guidelines and some of her medications will not be covered. She now needs to have more meetings with her doctors to come up with a new plan to make sure she is properly cared for.

Either go back to what was or do the right thing and just cover everybody. America, the only first world country that will let it's citizens suffer needlessly. Just another small step towards revolution.







 
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