23 usd every two weeks at my job for the following insurance??????

I called to get insurance and dental today.
they want 23 every paycheck, roughly 50 a month.
know what you get for this?

ONE PHYSICAL A YEAR. no meds, no nothing else. just ONE ONE ONE ONE ONE PHYSICAL ONE TIME A YEAR. THAT IS IT. NOTHING MORE, NOTHING LESS.

no dental, no vision, nothing. NOTHING. Just ONE physical a year for 600 dollars once that year is all paid. I said NO THANK YOU.
and dont even offer me obamacare, dear friends on here. I can not afford the 500 a mth they want from me plus that 10k dedictible. i make 8 and 8.25 at both jobs. pizza hut was the one offering the '''''''insurance''''' I'm raging about.

disgusting disgusting disgusting. Imma try to get on medicaid. I had a hysterectomy in april 2013 and it was paid 100% cuz of medicaid. gosh i am shocked i was able to hold back my cursing. facebook got all the curses. i think i made up new curses.

I want to live in canada or somewhere. even 3rd world countries have better medical with their stick and string to pull out bad teeth and leeches to draw infection out of wounds LOL. yeah im going overboard in this paragraph but still. I was all happy to finally have insurance. AND IT'S NOT EVEN REMOTELY REAL INSURANCE.

if anyone yarps cuz im not capitalizing my i's or anything, don't. im too angry to care about proper grammer right now. grammar. whatever. this is true rage blinded typing.

rage rage rage

a reply to: sarra1833

Im sorry that you are angry with your situation with healthcare coverage, in canada you pay taxes directly off your pay checks, i make on average 3000 a month, which about 500 a pay check is taken off to cover healthcare,pension plan, and so much more.

Im not sure americans understand how much us canadians pay in taxes, its pretty high on average.

a reply to: dukeofjive696969

I'm starting to think NO insurance anywhere in the world is good, or the best or anything. What a shame. I do think the usa here has the highest medical charges however. And that just bites the biggest bullet ever in my opinion.

Ugh. This is so so so so so annoying.

a reply to: sarra1833

In an alternate universe with no corporate lobbyists, the US could have implemented what was working well elsewhere.

Nope. Must feed the "winners" their pound of flesh at the expense of the "losers". The magnitude of wealth extracted from productive human labor and absolutely squandered, is a true human tragedy.

Good ranting and good health

In America health care is for profit, Insurance is for profit, pharma is for profit, but let's not take care of the citizens of this country because that would be a socialist/commie solution. Let the corporations reap the profits and stfu.

My union dues pay for my insurance and it's a bargain with dental, vision, health all bundled together.

a reply to: olaru12

I've always been pro union. Sadly never have had a job that was union. I Hear they treat their workers amazingly and if you lose your job, you get another very fast. Unless times have changed. Still.

It’s understandable you’re angry. I am lucky enough to have decent insurance, but I pay something like 300/month and my employer picks up another something like 800/month for me. Even still I have copays on everything and I get stuck paying a lot of stuff the insurance company won’t pay.

a reply to: wtbengineer

It's the costs we have to pay out of pocket that are the killers here, really. I mean okay, I've been looking at a few cheap dental things for indiana online here. Some are 104 a year, some are 35 a month, etc. some need you to wait 6 mths for like an extraction, others are instant. Say a root canal is normally 800, we'd pay anywhere from 370 to 500 out of pocket. That is still a lot of money for folks, because there are OTHER costs too: anesthesia, cleaning, this, that, so despite the insurance, once a person is done with their visit, they may have a bill around 5k to 14k or so.

That's a new car, okay. A new car. Or decent used on the lower end of things.

and you're in Gburg? YOU RULE.

originally posted by: sarra1833
a reply to: olaru12

I've always been pro union. Sadly never have had a job that was union.

I Hear they treat their workers amazingly and if you lose your job, you get another very fast. Unless times have changed. Still.

I don't know where you live or even if this is an option but you might look into it.

action.workingamerica.org...

In this country it is based upon your gross income. The most anyone pays for with a family or single is about US $6500 a year. With this you get dental also. There is a 30% deductible at time of service that you must pay. There is no "I'll pay you later Doctor", just send me the bill. Doesn't work that way here. People save for medical expenses. There are price caps on everything that a doctor or hospital can charge and the city govt. sends out a confirmation billing to the patient to confirm the facts. This has cut down fraud a lot. A hospital visit with an xray, blood test, urine test, that was all done in a matter of a few hours with a follow up with the doctor cost me out of pocket less than US$50.00. That's right, the US medical insurance is for profit and I mean "big" profit. Anyway, this country's got it together, not perfect, but just. By the way if you do get really sick, you got to have money up front to pay for expected cost. Or, yes, the graveyard can be your next visit. Cold, yes, indeed, but if you don't save for your own medical security, tough. The govt. has met you half way. I'm not sure if there is actual free medical like in America. I do believe if someone is totally mentally disable or even blind, then the city will pick up the cost of the medical bills. If that patient has cancer or needs a heart transplant or something big, not sure how that works.

a reply to: musicismagic

I already like where you live, and I don't even know where you live.
All of that for 50 dollars. Man. That's what EVERYONE needs.

Get sick and you discover how sick the system is!

Its the year 2014 and even in a - so called - civilised country people are left in pain, or even to die!

Just imagine what an alien being who's looking down on this planet must be thinking! No wonder they never land!

originally posted by: sarra1833
a reply to: musicismagic

I already like where you live, and I don't even know where you live.
All of that for 50 dollars. Man. That's what EVERYONE needs.

No, thats about $542 per month...

a reply to: tinker9917

Ohhh ok, I must have mathed wrong. Math was never my best buddy. I'll be the first to admit that.

I'm shopping dental online and man, most want you to wait a year or 6 months I need stuff done immediately - but if I go that route, I'm going to pay a lot out of pocket. It's a sad sick Country we live in when this crap happens. I feel for everyone who has crud insurance, or no insurance.

originally posted by: tinker9917

originally posted by: sarra1833
a reply to: musicismagic

I already like where you live, and I don't even know where you live.
All of that for 50 dollars. Man. That's what EVERYONE needs.

No, thats about $542 per month...

That may seem high, but generally if we are paying that much, which I have in the past, our income is over $70,000.00 a year. So it is still even far. Millionaires pay the same. It's capped out at about $6500.00 a year. Make less, you pay less. Like now, our income is very low, so our insurance rate is around $2000.00 a year now. Basically, you can look at it about 10% of your gross income to pay for insurance. There is adjustments for low income people, but it gets too complicated to tell you. But the above gives you a birds eye view on government insurance. Yes, the private insurance companies take up on the 30% deductible game and high cost major operation types of insurances. But my wife says it is not too expensive.

originally posted by: sarra1833
a reply to: dukeofjive696969

I'm starting to think NO insurance anywhere in the world is good

And there you have it.

Insurance is, and always has been, a scam. If there was no insurance, prices for healthcare, auto repair, you name it ... would plummet.

originally posted by: sarra1833
a reply to: tinker9917

Ohhh ok, I must have mathed wrong. Math was never my best buddy. I'll be the first to admit that.

I'm shopping dental online and man, most want you to wait a year or 6 months

I need stuff done immediately - but if I go that route, I'm going to pay a lot out of pocket. It's a sad sick Country we live in when this crap happens. I feel for everyone who has crud insurance, or no insurance.

I know When we are frustrated we don't always think straight. Be careful with the dental insurance you choose though, sometimes there's a one year waiting period for certain procedures (depending on your dental problem).

Insurance is a great scam, you should get in to it.

Where I live, in Colorado, each county has a Resource Center. They receive grants for all kinds of things like emergency dental help, help with utilities, etc. Check and see if your county has one. If they can't help, they might be able to tell you who can.

We also have dental clinics that are called "Salude" throughout the state (at least my part of the state anyway). Your payment for dental services is income based, (if you have those clinics where you live). They also ran a medical clinic in the building, also income based services.

a reply to: Snarl

Insurance is, and always has been, a scam.

Used to be called "protection rackets" and was illegal. Then the mob came in from the street, rented a nice office and called what they were selling "insurance".

Better get some too, or else bad things might happennn (insert twilight zone theme).