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Obamacare -->> Sharpest health insurance premium increases in years

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posted on Apr, 8 2014 @ 02:19 PM
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reply to post by Bassago
 


Obamacare was gifted to the predatory health care megacorporations.
It's doing exactly what it was intended to do. Give them more customers, and more control so they can raise prices while continuing to reduce actual health care. The money is siphoned off by the ultra-wealthy that control the whole process.




posted on Apr, 8 2014 @ 02:25 PM
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reply to post by an0maly33
 




Show people WHY it's bad other than hiding the possibility that the cost increase *may* be justified in some way, instead shouting "Obamacare is bad because socialism!"


The linked articles said why there are increases. The insurance companies can no longer deny the coverage of older and sicker people thereby increasing costs across the board. Since citizens are now forced by the government to have a valid insurance plan people's costs go up. You will subsidize your fellow countrymen or pay the fine.. er, penalty... tax, whatever.

Being forced to purchase products by the government is evil. Having the companies selling those products raising the price adds insult to injury. Maybe if it was socialism it would be as bad. This is simply robbery.



posted on Apr, 8 2014 @ 03:05 PM
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reply to post by Bassago
 


Here are a few things Zbigniew Brzezinski had to say in an article he wrote called, "America in the Technetronic Age," .

Notice the term "Technetronic"? Technocracy?

Anyhow onto his words.


...the capacity to assert social and political control over the individual will vastly increase. It will soon be possible to assert almost continuous control over every citizen and to maintain up-to-date files containing even the most personal details about health and personal behavior of every citizen, in addition to the more customary data. These files will be subject to instantaneous retrieval by the authorities…

Power will gravitate into the hands of those who control information…Our existing post-crisis management institutions will probably be increasingly supplemented by pre-crisis management institutions, the task of which will be to identify in advance likely social crises and to develop programmes to cope with them. This could encourage tendencies during the next several decades towards a technocratic dictatorship, leaving less and less room for political procedures as we now know them.


Source



posted on Apr, 8 2014 @ 03:12 PM
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gladtobehere
reply to post by Bassago
 




An oldie but, a goodie!




posted on Apr, 8 2014 @ 03:18 PM
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reply to post by Bassago
 


So they were forced to include demographics that they were previously free to discriminate against. I can understand the sticker shock of something like that. But, on the other hand, there are people who are sick and dying with no hope of ever getting help because they can't afford the out of pocket costs of the care they need, and they can't get insurance to help them. Do I think this was the best way to help them? Not necessarily. Admittedly my bias is towards "this is better than nothing", but I can empathize with people who are now forced to pay (more) for insurance with what might have previously been grocery money.

This will snowball though. If everyone is forced to pay for insurance, then the minimum wage should go up to accommodate that cost for the lower classes. But, that significantly devalues my current salary as a professional, hence my pay should adjust upward as well. Since everyone makes more money, the cost of goods can go up. Who knows where it will stabilize, but that's what I see coming.



posted on Apr, 8 2014 @ 03:24 PM
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benrl
Heres the thing, the Reps did commit a crime in this.

They could of came to the table, with the will to negotiate.

So could the democrats.



Two words put paid to this - "I Won."

You can't negotiate very well when one person has that attitude and thinks negotiation is "I will tell you what you are getting and then I will tell you what we are getting, and we have negotiated" which is how that person pretty much does his business with anyone.

I did watch the Health Care negotiation when Paul Ryan brought the whole bill to the table and tried to talk about his concerns as the head of the Rep negotiating team, and I remember that Democrat counter was all emotional stuff equivalent to "think about the children" and not one of them also had a copy of the bill.

I think that a lot of the Obamacare passage took place in an atmosphere of arrogance and belief that the Super Majority was the New Age and the reality for the future and that, thus, negotiation need not occur except as a appearance for propriety's sake.

As for the situation now, I watch for who draws fire from their own. Those are the ones who aren't playing by the script, and they're the ones who are worth watching.



posted on Apr, 8 2014 @ 03:30 PM
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an0maly33
reply to post by Bassago
 


So they were forced to include demographics that they were previously free to discriminate against. I can understand the sticker shock of something like that. But, on the other hand, there are people who are sick and dying with no hope of ever getting help because they can't afford the out of pocket costs of the care they need, and they can't get insurance to help them. Do I think this was the best way to help them? Not necessarily. Admittedly my bias is towards "this is better than nothing", but I can empathize with people who are now forced to pay (more) for insurance with what might have previously been grocery money.

This will snowball though. If everyone is forced to pay for insurance, then the minimum wage should go up to accommodate that cost for the lower classes. But, that significantly devalues my current salary as a professional, hence my pay should adjust upward as well. Since everyone makes more money, the cost of goods can go up. Who knows where it will stabilize, but that's what I see coming.


And when jobs can either be automated or moved overseas ... they will. That means more people will have less available work, and the rest of us will be taxed ever more of our hopefully expanded wages to subsidize the ones who don't have work, and we'll be left with an ever shrinking share of take home pay to try to cover our needs out of a pay check that may have gotten bigger, but it's till inadequate compared to the inflated costs necessitated by the minimum wage ...

The thing with the pre-existing condition is that there are two classes of people here. There's one group like me who have chronic illnesses that will always be with us. I can sympathize. Then there's the loophole the pre-existing classification allows, the people who are healthy and choose not to carry insurance but suddenly get ill and now have a "pre-existing condition," they can now call up a provider and get coverage no matter what and they will make our premiums more expensive. Those people I have a real, real hard time sympathizing with. They're taking advantage of the system, and we pay dearly for it.

There has to be a way to manage that abuse but no one even tried.

And what about tort reform ... oh, yeah, everyone in Congress is a lawyer.



posted on Apr, 8 2014 @ 03:34 PM
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reply to post by ketsuko
 


Well then our only hope is if we automate things enough that nobody has to work anyway. I welcome our robotic overlords. =)



posted on Apr, 8 2014 @ 06:35 PM
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Did anyone compare the rise of healthcare prices from the past 10, 20 years. Health cost rise every year, id like to know how much more or less these prices have been changing.

Cause saying its terrible with out comparing prices is just fishing for stars and flags.



posted on Apr, 8 2014 @ 07:28 PM
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VictorVonDoom
reply to post by Bassago
 


There will come a time when Republicans control the White House and Congress, and they will come up with some BS excuse for not repealing Obamacare. Then you can blame the Republicans.

I believe that Republicans were "allowed" to oppose Obamacare because they were the minority party. Since most Americans were, and still are, opposed to the Obamacare mandate, it had to look like someone in Congress was representing the will of the people. Conservatives had a 5-4 majority in the Supreme Court, so they only had to feed the swing vote one bogus excuse to declare it Constitutional.

I maintain both sides are to blame. If Republicans manage to get the mandate repealed, I'll gladly eat my words.



You know, I despise Obamacare and the Democrats but I agree with you. I think we're screwed every which way on this one and I think it was designed that way. We're never going to be rid of it. Just like we'll never be rid of The Patriot Act.



posted on Apr, 8 2014 @ 07:38 PM
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dukeofjive696969
Did anyone compare the rise of healthcare prices from the past 10, 20 years. Health cost rise every year, id like to know how much more or less these prices have been changing.

Cause saying its terrible with out comparing prices is just fishing for stars and flags.

Prices have been going up for quite a while. Even before obamacare the US healthcare industry costs have been a bit out of control. I believe the new government mandated healthcare will only escalate things.

Although premiums have been relatively stable over the last few years, this year's figures show that job-based health insurance for single people remains 2.7 times more expensive than in 1999 and that premiums for family plans are 2.8 times more than 14 years ago. Likewise, the cost of health insurance continues to increase at a faster rate than U.S. economic growth and workers' wages, the survey shows. Link




posted on Apr, 8 2014 @ 07:42 PM
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I think that it's fantastic that more people are getting covered.

A civilized society should help those that can't help themselves and that's reflected in the change in premiums, however, premiums have been going up steadily in the last 15 years. Even before the ACA, premiums were climbing and not with the cost of inflation.

To what do you attribute the rise in THOSE premiums? There was no ACA to blame at that point.

The pre-existing conditions clause in the ACA is worth the price of admission as that takes away the major sticking point for many insurance claims.

Frankly, we should go single payer and take the insurance companies out of the equation. There's very few industries where the middle man actually ended up costing people less and I'll bet that insurance isn't one of them.



posted on Apr, 8 2014 @ 07:43 PM
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reply to post by Bassago
 


Not a bad graph.

It looks like it's using employer type insurance.

Probably the same results for all policy costs including individuals?



posted on Apr, 8 2014 @ 07:47 PM
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reply to post by grahag
 


Yes it's truly fantastic that we are now helping people get into bankruptcy court sooner.

All these subsidies and credits do not pay deductible costs.

Now instead of somebody "getting away" with emergency hospital costs for free, we have them going into debt on their own.

Hmmm.



posted on Apr, 8 2014 @ 07:48 PM
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reply to post by xuenchen
 




It looks like it's using employer type insurance.

Probably the same results for all policy costs including individuals?


I'd think higher. Never know anyone who got a notification of plan costs that said prices went down.

If the employer cost are growing like this then individuals are probably hosed.



posted on Apr, 8 2014 @ 08:51 PM
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reply to post by grahag
 




I think that it's fantastic that more people are getting covered.


Me too, just think of all those millions of new people covered by healthcare... whoops.

Honestly I don't think it's working.




posted on Apr, 8 2014 @ 09:00 PM
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reply to post by Bassago
 


Another good graph.

Looks to me like the "spike" up after 2008 is suspiciously due to millions of job losses and hours cut-downs that didn't extend insurance.

Insurance companies may now be attempting to recover those losses of premium money.

I bet a whole bunch of "jobs created" since then are short on insurance coverage.

obama.unaffordablecare.gub



posted on Apr, 8 2014 @ 09:05 PM
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reply to post by Bassago
 


That graph also shows something else.

18% peak minus 15.6% now = 2.4% decrease in uninsured.

2.4% of the "alleged" 40 million uninsured = 960,000.

Not quite the 7 million claimed give or take plus or minus 3 (that's 3, not 3 million)

Hmmm.

obama.care.hoodwink.gub



posted on Apr, 8 2014 @ 09:23 PM
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reply to post by xuenchen
 




I bet a whole bunch of "jobs created" since then are short on insurance coverage.


I believe you're correct, especially taking into account how many "under 30 hr/week" new jobs have supposedly been filled. IDK but finding any silver lining (except maybe catastrophic care) is pretty hard to find.

Almost work better if they just got rid of the insurance companies and put everyone on Medicaid which may be part of the plan. Most everyone anyway, the rich people will still have expensive doctors and care. No low-end coverage for them.



posted on Apr, 10 2014 @ 11:18 AM
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dukeofjive696969
Did anyone compare the rise of healthcare prices from the past 10, 20 years. Health cost rise every year, id like to know how much more or less these prices have been changing.

Cause saying its terrible with out comparing prices is just fishing for stars and flags.


Yeah someone did.

Like.

1. As regulation has increased over 10-30 years.
2. As malpractice 'insurance' has increased over 10-30 years. (Tort reform).
3. As the value of the dollar has declined over the 10-30 years.

Healthcare costs have INCREASED.

Then the 'government' decided to give the masses more 'help', and gave us the 'Affordable' Care Act.

Healthcare costs went up even more.

Also over 100 million people have been taken out of the private sector with those government programs medicare, and medicaid that should be rightly in the private sector.

Some people blame them evil corporations of the insurance kind.

Whose only job is to pay the GD hospital bills.



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