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What burns me is bank fees..I guess the bank we bank with has changed policy or something because I got a 45$ USF fee for a student loan payment on auto withdrawal. Before if I didn't have the money to cover the bank would just decline the auto withdrawal and that would be that..but starting this year they not only decline the withdrawal but now add on the 45$ fee for doing so. I think this is downright criminal. Why can't they just decline the charge and be done with it? I may add that I am a good little consumer and NEVER late on payment..all of my bills are auto withdrawal from account..it just happened that when my student loan company switched over to new bank (for like the millionth time) they started to withdrawal on different date and that really screwed it up..I only leave enough money in to cover the bills and take out the rest.
Let me see if I get this right..
You are mad because you paid a bill late so a company charged you a late fee and you dont think that is fair.